4651 Luna Ct, Cypress (Los Alamitos), CA 90720 Property Records

Orange County property record for 4651 Luna Ct, Cypress, CA 90720

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,475 sqft · built 2019
Owner	2 Trust Names on File
Last Sale	$978,000 (Dec 2019)
Tax Bill	$4,744 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`939-595-40`

Property Details

APN / Parcel Number

Primary APN	`939-595-40`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,475 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4651 LUNA CT
City	CYPRESS
State	CA
Zip	90720-4071
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 18092 BLK LOT 5 UN 101 LOT 5 OF TRACT 18092 OF CONDO PROJECT 939-59
Legal Subdivision	TRACT NO 18092
Legal Tract	18092
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2017
Census Tract	110113

Owner

4651 Luna Ct, a condominium, is owner-occupied and held in a trust since November 2020.

Source: Orange County records, as of September 9, 2025

Owner of Record	2 Trust Names on File
Mailing Address	4651 LUNA CT, CYPRESS, CA 90720-4071
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA CU
Nov 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2019 · Amount on File
Deed Sale	Dec 24, 2019 · Amount on File
Deed Document Number	2019541313
Last Transfer Date	Nov 5, 2020
Transfer Doc	0000636873
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4651 LUNA CT, CYPRESS, CA 90720-4071
Transaction Type	Mortgage
Record Updated	Jul 13, 2023
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4651 LUNA CT, CYPRESS, CA 90720-4071

Mortgage

Document Number	0000155828
Date	Jun 29, 2023
Instrument	2023000155828

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4651 LUNA CT, CYPRESS, CA 90720-4071
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4652 LUNA CT, CYPRESS, CA 90720-4070

Mortgage

Document Number	0000289875
Date	Apr 30, 2021
Instrument	2021000289875

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 5, 2020
Property Address	4651 LUNA CT, CYPRESS, CA 90720-4071
Document Number	0000636873
Instrument Date	Nov 5, 2020
Instrument	636873
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4651 LUNA CT CYPRESS CA 907204071, CYPRESS, CA 90720-4071
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4651 Luna Ct was $4,744 with a homeowner's exemption, up 4.5% from the year before.

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Secondary School District	Anaheim Union High School District (07 - 12)
Elementary School District	Cypress Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,744.00 (+4.54%) Homeowner's exemption	$398,109 Land $164,534 Building $233,575
2024	$4,538.00 (+2.39%)
2023	$4,432.00 (+1.23%) Homeowner's exemption	$382,650 Land $158,144 Building $224,506
2022	$4,378.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4651 Luna Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4651 Luna Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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