4651 Geri St, Milton, FL 32583 Property Records

Santa Rosa County property record for 4651 Geri St, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1981
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Tax Bill	$339 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-1N-28-0030-00200-0090`

Property Details

APN / Parcel Number

Primary APN	`07-1N-28-0030-00200-0090`
Alternative APN	`N281070030002000090`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,364 sqft
1st Floor Area	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4651 GERI ST
City	MILTON
State	FL
Zip	32583-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9 BLK 2 ARCADIA SUB AS DES IN OR 553 PG 305 & AS DES IN OR 4659 PG 621
Legal Range	28W
Legal Township	1N
Legal Section	07
Legal Subdivision	ARCADIA
Legal Block	2
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2015
Census Tract	10704

Owner

4651 Geri St is owned and occupied by two individuals who acquired it in December 2019.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4651 GERI ST, MILTON, FL 32583-1623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage SANTA ROSA COUNTY
Sep 17, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 29, 2019
Transfer Doc	0046590621
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4651 GERI ST, MILTON, FL 32583-1623
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4651 GERI ST, MILTON, FL 32583-1623

Mortgage

Document Number	0044250221
Date	Aug 15, 2023
Book Page	4425/221
Instrument	202337053

Lender

Name	SANTA ROSA COUNTY
Type	Government Agency
Address	MILTON, FL 32583

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 17, 2025
Property Address	4651 GERI ST, MILTON, FL 32583-1623
Document Number	0046590621
Book / Page	4659 / 621
Map Reference	MB B PG 31
Instrument Date	Dec 22, 2019
Instrument	202543497
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4651 GERI ST, MILTON, FL 32583-1623

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,839 (+2.9%)	$141,773 (+7.16%) Land $30,000 Building $111,773
2024	$339.00 (+3.99%) Homeowner's exemption Widower's exemption	$70,786 (+14.53%)	$132,295 (+13.57%) Land $23,000 Building $109,295
2023	$326.00 Homeowner's exemption Widower's exemption	$61,807	$116,483 Land $18,000 Building $98,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4651 Geri St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	8 (2014–2020)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4651 Geri St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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