4651 Garys Pl, Crouse, NC 28033 Property Records

Lincoln County property record for 4651 Garys Pl, Crouse, NC 28033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,221 sqft · built 2005
Lot Size	0.907 acres (39,509 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2023)
Tax Bill	$1,335 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2692-81-8394`

Property Details

APN / Parcel Number

Primary APN	`2692-81-8394`
Alternative APNs	`269200818394` `269845` `81651`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,221 sqft Finished Area

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	39,509 sqft (0.907 acres)
Garage Type	Carport
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	269845
Old Parcel Number	269200818394
Street Address	4651 GARYS PL
City	CROUSE
State	NC
Zip	28033-7773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#21 SHOAL ROAD EST SUB
Legal Subdivision	SHOAL ROAD ESTATE SUB
Legal Block	81
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	1
Census Block	1024
Census Tract	70500

Owner

Source: Lincoln County records · APN 2692-81-8394

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4651 GARYS PL, CROUSE, NC 28033-7773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2023	Warranty Deed, Transfer · VA Mortgage ON Q FINANCIAL INC
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Apr 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Oct 09, 2018	Warranty Deed, Transfer · Conventional with PMI WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2023 · Amount on Record
Deed Sale	Aug 04, 2023 · Amount on Record
Prior Sale	Oct 09, 2018 · Amount on Record
Deed Document Number	670304
Deed Book / Page	3267 / 814
Record Updated	Jun 07, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 04, 2023
Property Address	4651 GARYS PL, CROUSE, NC 28033-7773
Document Number	0003267814
Book / Page	3267 / 814
Map Reference	MB 12 PG 210
Instrument Date	Jul 06, 2023
Instrument	670304
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4651 GARYS PL, CROUSE, NC 28033-7773

Mortgage

Document Number	0000670305
Date	Aug 04, 2023
Instrument	670305

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4651 GARYS PL, CROUSE, NC 28033-7773
Transaction Type	Mortgage
Record Updated	Dec 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003213222
Date	Nov 22, 2022
Book Page	3213/222
Instrument	660707

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	LINCOLNTON, NC 28093

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4651 GARYS PL, CROUSE, NC 28033-7773
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3027459
Date	Apr 06, 2021
Book Page	3027/459
Instrument	628728

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 09, 2018
Property Address	4651 GARYS PL, CROUSE, NC 28033-7773
Document Number	2774479
Book / Page	002774 / 000479
Instrument Date	Oct 08, 2018
Instrument	584176
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4651 GARYS PL CROUSE NC 280337773, CROUSE, NC 28033-7773

Mortgage

Document Number	2774481
Date	Oct 09, 2018
Book Page	002774/000481
Instrument	584177

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 08, 2048

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,335.00 (+26.9%)	$207,828 (+53.21%) Land $30,572 Building $177,256	$207,828 (+53.21%) Land $30,572 Building $177,256
2022	$1,052.00	$135,652 Land $24,665 Building $110,987	$135,652 Land $24,665 Building $110,987

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 37 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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