4651 Fallston Rd, Fallston, NC 28042 Property Records

Cleveland County property record for 4651 Fallston Rd, Fallston, NC 28042 · Last verified August 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 1985
Square Footage	3,120 sqft Total Area
Lot Size	30,492 sqft (0.7 acres)
Tax Bill	$980.00 (2025)

Owner

Source: Cleveland County records · APN 34642

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 458, GASTONIA, NC 28053-0458
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Jul 31, 2026
Property Address	4651 FALLSTON RD, FALLSTON, NC 28042
Document Number	0200131771
Book / Page	1980 / 2468
Instrument Date	Jul 29, 2026
Instrument	2026200131771
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	267

Mortgage

Document Number	0200131771,
Date	Jul 31, 2026
Book Page	1980/2468
Instrument	2026200131771

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.43%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Fallston Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,092 (-) Land $46,800 Building $96,292	$143,092 (-) Land $46,800 Building $96,292
2025	$980.00	$143,092 (+31.73%) Land $46,800 Building $96,292	$143,092 (+31.73%) Land $46,800 Building $96,292
2023		$108,629 Land $34,175 Building $74,454	$108,629 Land $34,175 Building $74,454

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`34642`
Alternative APN	`1291977`

Interior

Plumbing Fixtures	100 Plumbing Fixtures
Building Area	3,120 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Exterior Material	Stucco Exterior
Lot Area	30,492 sqft (0.7 acres)
Depth X Width	151 ft x 210 ft Depth x Width
Total Buildings	2 Total Buildings
Porch	1 Porch
Porch Area	224 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	1291977
Street Address	4651 FALLSTON RD
City	FALLSTON
State	NC
Zip	28042
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	.7 AC HWY 18N
Legal Block	1
Legal Lot Number	15
Jurisdiction	CLEVELAND NC
Minor Civil Division	CLEVELAND
Census Blockgroup	2
Census Block	2027
Census Tract	950200