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4651 E Ortega St, San Luis, AZ 85349 Property Records

Yuma County property record for 4651 E Ortega St, San Luis, AZ 85349

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,376 sqft · built 2024
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$270,950 (Jun 2024)
Tax Bill$2,174 (2025)
Deeds & MortgagesDec 2025 Mortgage
Nov 2023 Sale
Flood ZoneZone X (moderate risk)
APN778-57-205

Property Details

APN / Parcel Number

Primary APN778-57-205
Alternative APN
  • R0103903

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,376 sqft Living Area
Gross Area2,008 sqft
1st Floor Area1,376 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialCombination
Roof MaterialConcrete
Lot Area6,000 sqft (0.138 acres)
View / LotInterior
Garage TypeAttached
Garage Area478 sqft
Parking Spaces2 Parking Spaces
PorchCovered Slab
Porch Area279 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberR0103903
Street Address4651 E ORTEGA ST
CitySAN LUIS
StateAZ
Zip85336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionSUBDIVISION: LOS MEZQUITES SUBDIVISION UNIT 2 LOT: 205 SECTION: 11 TOWNSHIP: 11S RANGE: 24W
Legal Range24W
Legal Township11S
Legal Section11
Legal SubdivisionLOS MEZQUITES SUBDIVISION UNIT 2
Legal Lot Number205
Legal Unit2
JurisdictionYUMA AZ
Township / Civil DivisionSOMERTON
Census Block Group1
Census Block1008
Census Tract980005

Owner

4651 E Ortega St is owned by an individual who bought it in June 2024.

Source: Yuma County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4130 BAHRING CT, MIDWAY PARK, NC 28544-1337
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Deed of Trust, Mortgage · VA Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Nov 20, 2023Warranty Deed, Transfer
ATLAS TITLE, ALPHA TITLE AGENCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2024 · Amount on File
Deed SaleJun 6, 2024 · Amount on File
Prior SaleNov 20, 2023 · Amount on File
Deed Document Number202413440
Prior Transfer DateNov 22, 2023
Prior Transfer Doc0000027169
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYUMA AZ
Property Address4651 E ORTEGA ST, SAN LUIS, AZ 85336
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4651 E ORTEGA ST, SAN LUIS, AZ 85336

Mortgage

Document Number0000031922
DateDec 31, 2025
Instrument2025-31922
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYUMA AZ
Recording DateNov 20, 2023
Property Address4651 E ORTEGA ST, SAN LUIS, AZ 85349
Document Number0000026975
Map ReferenceMB 34 PG 20&21
Instrument DateNov 20, 2023
Instrument2023-26975
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyATLAS TITLE, ALPHA TITLE AGENCY LLC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1964 E CESAR CHAVEZ BLVD # 11, 11, SAN LUIS, AZ 85349

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1285, SAN LUIS, AZ 85349-1285

Tax Assessment & Valuation

The 2025 property tax bill for 4651 E Ortega St was $2,174.

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateArizona
CountyYuma County
MunicipalitySan Luis City
Elementary School DistrictSomerton Elementary District (PK - 08)
Secondary School DistrictYuma Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,654 Land $4,225 Building $14,429$234,008 Land $53,000 Building $181,008
2025$2,174.00
2023$636.00$4,824 Land $4,824$38,000 Land $38,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4651 E Ortega St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4651 E Ortega St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 67% of Arizona
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Allo Communications
Fiber		2,300 / 2,300
Spectrum
Cable		1,000 / 1,000

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