4651 Calle del Greco, Oceanside, CA 92056 Property Records

San Diego County property record for 4651 Calle del Greco, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,657 sqft · built 1996
Lot Size0.114 acres (4,956 sqft)
Owner2 Individual Names on Record
Last Sale$875,000 (Nov 2025)
Tax Bill$4,742 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161-760-02-00

Property Details

APN / Parcel Number

Primary APN161-760-02-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,657 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area4,956 sqft (0.114 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4651 CALLE DEL GRECO
CityOCEANSIDE
StateCA
Zip92056-5646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-1 (Res)
Legal DescriptionLOT 2 TR 013079
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract013079
Legal Block1
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18522

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 THORNHILL ST, LADERA RANCH, CA 92694-0249
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2025 · Amount on Record
Deed SaleNov 19, 2025 · Amount on Record
Prior SaleAug 16, 2002 · Amount on Record
Deed Document Number2025326261
Prior Transfer DateJan 12, 1999
Prior Transfer Doc0000641189
Record UpdatedOct 29, 2026

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 19, 2025
Property Address4651 CALLE DEL GRECO, OCEANSIDE, CA 92056-5646
Document Number0000326261
Map ReferenceMAP 13079
Instrument DateNov 14, 2025
Instrument2025-0326261
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyWESTERN RESOURCES TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address7 THORNHILL ST, MISSION VIEJO, CA 92694-0249

Mortgage

Document Number0000326262
DateNov 19, 2025
Instrument2025-0326262
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateDec 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.5%
Index1-Year CMT
Max Rate10.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$875,000 (+104.8%) Land $444,915 Building $430,085
2025$4,742.00 (+5.26%) Homeowner's exemption$427,239 (+4.04%) Land $217,240 Building $209,999
2023$4,505.00 (+1.58%) Homeowner's exemption$410,651 Land $208,805 Building $201,846
2022$4,435.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

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