4651 Cherry Ln, Indianapolis, IN 46228 Property Records

Marion County property record for 4651 Cherry Ln, Indianapolis, IN 46228

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,576 sqft · built 1962
Lot Size	0.635 acres (27,704 sqft)
Owner	Individual Name on Record
Tax Bill	$3,930 (2023)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-06-09-110-063.000-800`

Property Details

APN / Parcel Number

Primary APN	`49-06-09-110-063.000-800`
Alternative APN	`8042828`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
Gross Area	3,864 sqft
1st Floor Area	1,288 sqft
Upper Floors Area	1,288 sqft
Basement Area	1,288 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1980
Construction Type	Brick
Roof Material	Asphalt
Lot Area	27,704 sqft (0.635 acres)
Lot Dimensions	193 ft deep x 143 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8042828
Old Parcel Number	8042828
Street Address	4651 CHERRY LN
City	INDIANAPOLIS
State	IN
Zip	46228-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	KNOLLTON HEIGHTS 5TH SEC L184
Legal Range	03
Legal Township	16
Legal Section	09
Legal Subdivision	KNOLLTON HEIGHTS 5TH SEC
Legal Lot Number	184
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1009
Census Tract	321002

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4651 CHERRY LN, INDIANAPOLIS, IN 46228-2957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020
Deed Sale	Jul 7, 2020
Prior Sale	Oct 29, 2015
Deed Document Number	0000069522
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4651 CHERRY LN, INDIANAPOLIS, IN 46228-2957
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089648
Date	Oct 26, 2023
Instrument	A202300089648

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2048

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jul 7, 2020
Property Address	4651 CHERRY LN, INDIANAPOLIS, IN 46228-2957
Document Number	0000069522
Map Reference	MB30 PG254
Instrument Date	Jun 25, 2020
Instrument	A202000069522
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4651 CHERRY LN, INDIANAPOLIS, IN 46228-2957

Mortgage

Document Number	0000069523
Date	Jul 7, 2020
Instrument	A202000069523

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Washington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,930.00 (+3.37%)	$310,600 (+10.53%) Land $53,800 Building $256,800	$310,600 (+10.53%) Land $53,800 Building $256,800
2022	$3,802.00 (+14.38%) Homeowner's exemption	$281,000 Land $32,200 Building $248,800	$281,000 Land $32,200 Building $248,800
2021	$3,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Xiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherry Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures