4651 Cardinal St, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4651 Cardinal St, Pace, FL 32571 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 1977
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Tax Bill	$765 (2025)
Deeds & Mortgages	Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-1N-29-3100-00300-0010`

Property Details

APN / Parcel Number

Primary APN	`11-1N-29-3100-00300-0010`
Alternative APN	`N291113100003000010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,278 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	1,278 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4651 CARDINAL ST
City	MILTON
State	FL
Zip	32571-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE GROVE LOT 1 BLK 3 AS DES IN OR 425 PG 83
Legal Range	29W
Legal Township	1N
Legal Section	11
Legal Subdivision	PINE GROVE/RESUB
Legal Block	3
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	3
Census Block	3033
Census Tract	10704

Owner

Source: Santa Rosa County records · APN 11-1N-29-3100-00300-0010

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4651 CARDINAL ST, MILTON, FL 32571-1407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 04, 2026
Transfer Doc	0000028475
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 05, 2026
Property Address	4651 CARDINAL ST, MILTON, FL 32571-1407
Document Number	0000028475
Book / Page	4752 / 1596
Instrument Date	Jun 04, 2026
Instrument	202628475
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4651 CARDINAL ST, MILTON, FL 32571-1407

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$765.00 (+38.09%) Homeowner's exemption	$86,837 (+5.99%)	$161,987 (+3.85%) Land $20,000 Building $141,987
2023	$554.00 Homeowner's exemption	$81,932	$155,978 Land $20,000 Building $135,978

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 855 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.