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4651 Caneel Bay Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 4651 Caneel Bay Ct, Oceanside, CA 92057 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,591 sqft · built 1991
Lot Size0.165 acres (7,188 sqft)
Owner2 Individual Names on File
Last Sale$194,000 (Mar 1993)
Tax Bill$3,850 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN122-396-53-00

Property Details

APN / Parcel Number

Primary APN122-396-53-00
Alternative APN
  • 1223924200

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,591 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area7,188 sqft (0.165 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number1223924200
Street Address4651 CANEEL BAY CT
CityOCEANSIDE
StateCA
Zip92057-4224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 436 TR 012297
Legal SubdivisionWHELAN RANCH
Legal Tract012297
Legal Block1
Legal Lot Number436
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract18609

Owner

Source: San Diego County records · APN 122-396-53-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4651 CANEEL BAY CT, OCEANSIDE, CA 92057-4224
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 17, 1993 · Amount on Record
Deed SaleMar 17, 1993 · Amount on Record
Deed Document Number1993165986
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4651 CANEEL BAY CT, OCEANSIDE, CA 92057-4224
Document Number0000664828
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedNov 05, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4651 CANEEL BAY CT OCEANSIDE CA 920574224, OCEANSIDE, CA 92057-4224

Mortgage

Document Number0000664828
DateOct 28, 2020
Instrument664828
Lender
NameFRONTWAVE CU
AddressOCEANSIDE, CA 92056
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$343,019 (+2%) Land $88,395 Building $254,624
2025$3,850.00 (+5.22%) Homeowner's exemption$336,294 (+4.04%) Land $86,662 Building $249,632
2023$3,659.00 (+1.58%) Homeowner's exemption$323,238 Land $83,298 Building $239,940
2022$3,602.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1998–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2018, alluvial fan flooding

Wildfire

Wildfire RiskLow
above 35% of the US · above 21% of California
Wildfire LikelihoodAbout 1 in 1,724 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 447 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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