4651 Bernice Ave, Warren, MI 48091 Property Records

Macomb County property record for 4651 Bernice Ave, Warren, MI 48091

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,637 sqft · built 1961
Lot Size0.195 acres (8,494 sqft)
OwnerIndividual Name on Record
Last Sale$87,000 (Mar 1996)
Tax Bill$3,009 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN12-13-20-126-045

Property Details

APN / Parcel Number

Primary APN12-13-20-126-045
Alternative APN
  • 1320126045

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,637 sqft Living Area
1st Floor Area1,637 sqft
Basement Area1,145 sqft
Unfinished Basement1,144 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBrick
Lot Area8,494 sqft (0.195 acres)
Lot Dimensions131 ft deep x 65 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address4651 BERNICE AVE
CityWARREN
StateMI
Zip48091-4002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionSEGUIN PARK SUB. LOT 77 L.44 P.43-44
Legal SubdivisionSEGUIN PARK SUB
Legal Lot Number77
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group5
Census Block5004
Census Tract262500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4651 BERNICE AVE, WARREN, MI 48091-4002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 1996 · Amount on Record
Deed SaleMar 29, 1996 · Amount on Record
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Recording DateAug 12, 2026
Property Address4651 BERNICE AVE, WARREN, MI 48091-4002
Document Number0000076424
Book / Page30806 / 415
Instrument DateAug 4, 2026
Instrument202676424
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4651 BERNICE AVE, WARREN, MI 48091-4002

Mortgage

Document Number0000076424,
DateAug 12, 2026
Book Page30806/415
Instrument202676424
Lender
NameHOMEXPRESS MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$137,000 (+26.64%)$274,000 (+26.64%)
2025$3,009.00 (+14.85%)
2023$108,180$216,360
2022$2,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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