4651 Backwoods Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 4651 Backwoods Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,121 sqft · built 1986
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,500 (Sep 2025)
Tax Bill	$5,728 (2025)
Deeds & Mortgages	Jul 2021 Refinance Sep 2025 Mortgage + 4 more
APN	`1180000000071`

Property Details

APN / Parcel Number

Primary APN	`1180000000071`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,121 sqft Living Area
1st Floor Area	756 sqft
Upper Floors Area	777 sqft
Attic	Attic
Attic Area	231 sqft
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	900 sqft
Balcony Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4651 BACKWOODS RD
City	CHESAPEAKE
State	VA
Zip	23322-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	PHYS SURVEY OF ONLY VA PORTION OF PROP OF M G MEIGGS 3.000AC
Legal Subdivision	WHOLE MAP 118
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2025
Census Tract	21200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4651 BACKWOODS RD, CHESAPEAKE, VA 23322-2456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Sep 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Sep 3, 2025	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Sep 3, 2025	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Mar 25, 2022	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Jun 4, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	202520043
Deed Book / Page	10890 / 354
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4651 BACKWOODS RD, CHESAPEAKE, VA 23322-2456
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	010406/110
Date	Jul 8, 2021
Book Page	10406/110
Instrument	210031387

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4651 BACKWOODS RD, CHESAPEAKE, VA 23322-2456
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010890/358
Date	Sep 3, 2025
Book Page	10890/358
Instrument	250020044

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	5-Year TN
Max Rate	11.5%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 3, 2025
Property Address	4651 BACKWOODS RD, CHESAPEAKE, VA 23322-2456
Document Number	010890/354
Book / Page	10890 / 354
Map Reference	MB 2664 PG 632
Instrument Date	Aug 28, 2025
Instrument	250020043
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$655.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4651 BACKWOODS RD, CHESAPEAKE, VA 23322-2456

Mortgage

Document Number	0250020044
Date	Sep 3, 2025
Instrument	250020044

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	5-Year TN
Max Rate	11.5%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 3, 2025
Property Address	4651 BACKWOODS RD, CHESAPEAKE, VA 23322-2456
Document Number	010890/354
Book / Page	10890 / 354
Map Reference	MB 2664 PG 632
Instrument Date	Aug 20, 2025
Instrument	250020043
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4651 BACKWOODS RD, CHESAPEAKE, VA 23322-2456

Mortgage

Document Number	0250020044
Date	Sep 3, 2025
Instrument	250020044

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	5-Year TN
Max Rate	11.5%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 25, 2022
Property Address	4651 BACKWOODS RD, CHESAPEAKE, VA 23322-2456
Document Number	010538/619
Book / Page	10538 / 619
Instrument Date	Mar 19, 2022
Instrument	220010291
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	LINEAR TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4651 BACKWOODS RD, CHESAPEAKE, VA 23322-2456

Mortgage

Document Number	0220010292
Date	Mar 25, 2022
Instrument	220010292

Lender

Name	PRIMELENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 4, 2019
Property Address	4651 BACKWOODS RD, CHESAPEAKE, VA 23322-2456
Document Number	10018/192
Book / Page	10018 / 192
Instrument Date	May 30, 2019
Instrument	190013297
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NOT AVAILABLE, SUN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4651 BACKWOODS RD, CHESAPEAKE, VA 23322-2456
Investor	Possibly a Property Investor

Mortgage

Document Number	190013298
Date	Jun 4, 2019
Instrument	190013298

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,400 (+11.34%) Land $265,000 Building $366,400	$631,400 (+11.34%) Land $265,000 Building $366,400
2025	$5,728.00 (+5.72%)	$567,100 (+16.21%) Land $235,000 Building $332,100	$567,100 (+16.21%) Land $235,000 Building $332,100
2024	$5,418.00 (+50.75%)
2023		$488,000 (+12.16%) Land $185,000 Building $303,000	$488,000 (+12.16%) Land $185,000 Building $303,000
2022		$435,100 Land $165,000 Building $270,100	$435,100 Land $165,000 Building $270,100
2019	$3,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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