Loudoun County property record for 46509 River Meadows Ter, Sterling, VA 20165
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,300 sqft · built 1992 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (Oct 2022) |
| Tax Bill | $4,997 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-30-1600-000 |
| Primary APN | 019-30-1600-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,300 sqft Living Area |
| 1st Floor Area | 836 sqft |
| Basement Area | 462 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Basement |
| Garage Area | 220 sqft |
| Deck Area | Deck Area |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 46509 RIVER MEADOWS TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-7217 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH4 |
| Legal Description | POTOMAC TERRACE SEC.1,2 LOT 22 1213--1103 |
| Legal Subdivision | POTOMAC |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 611207 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46509 RIVER MEADOWS TER, STERLING, VA 20165-7217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2022 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION OF MAR |
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MTG |
| Feb 26, 2018 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Dec 7, 2017 | Deed of Trust, Mortgage · Conventional with PMI MCLEAN MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2022 · Amount on Record |
| Deed Sale | Oct 28, 2022 · Amount on Record |
| Deed Document Number | 202259663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 28, 2022 |
| Property Address | 46509 RIVER MEADOWS TER, STERLING, VA 20165-7217 |
| Document Number | 0000059663 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 202210280059663 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | EKKO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46509 RIVER MEADOWS TER, STERLING, VA 20165-7217 |
| Document Number | 0000059664 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 202210280059664 |
| Name | STATE EMPLOYEES CREDIT UNION OF MAR |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46509 RIVER MEADOWS TER, STERLING, VA 20165-7217 |
| Document Number | 20210112004261 |
| Instrument Date | Jan 7, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 46509 RIVER MEADOWS TER STERLING VA 201657217, STERLING, VA 20165-7217 |
| Document Number | 20210112004261 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 4261 |
| Name | MCLEAN MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46509 RIVER MEADOWS TER, STERLING, VA 20165-7217 |
| Document Number | 20180308012889 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180308012889 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 12889 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46509 RIVER MEADOWS TER, STERLING, VA 20165-7217 |
| Document Number | 20171213077223 |
| Instrument Date | Dec 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20171213077223 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 77223 |
| Name | MCLEAN MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,997.00 (+4.78%) | $620,850 (+13.89%) Land $228,500 Building $392,350 | $620,850 (+13.89%) Land $228,500 Building $392,350 |
| 2023 | $4,769.00 | $545,110 Land $198,500 Building $346,610 | $545,110 Land $198,500 Building $346,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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