465040 E 648 Rd, Watts, OK 74964 Property Records

Adair County property record for 465040 E 648 Rd, Watts, OK 74964

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,606 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Dec 2019)
Tax Bill	$473 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`0000-27-019-024-0-005-00`

Property Details

APN / Parcel Number

Primary APN	`0000-27-019-024-0-005-00`
Alternative APN	`8726`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,606 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	406 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8726
Street Address	465040 E 648 RD
City	WATTS
State	OK
Zip	74964-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1A IN NW SW NW BEG 1462' S & 115.5' E OF NW COR OF NW, THEN 210' E 210' S, 210' W, 210' N TO P.O.B, WITH INGRESS & EGRESS OVE
Legal Range	24E
Legal Township	19N
Legal Section	27
Jurisdiction	ADAIR OK
Township / Civil Division	WESTVILLE
Census Block Group	3
Census Block	3000
Census Tract	376700

Owner

Source: Adair County records · APN 0000-27-019-024-0-005-00

Assessment roll updated February 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	465040 E 648 RD, WATTS, OK 74964-4610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 02, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 26, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST WESTERN MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Prior Sale	Jan 02, 2004
Deed Document Number	20193655
Deed Book / Page	562 / 543
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	465040 E 648 RD, WATTS, OK 74964-4610
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465040 E 648 RD, WATTS, OK 74964-4610

Mortgage

Document Number	000643/764
Date	Nov 20, 2025
Book Page	643/764
Instrument	I-2025-003579

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	465040 E 648 RD, WATTS, OK 74964-4610
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465040 E 648 RD, WATTS, OK 74964-4610

Mortgage

Document Number	000607/861
Date	May 02, 2023
Book Page	607/861
Instrument	I-2023-001304

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Sep 01, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Dec 26, 2019
Property Address	465040 E 648 RD, WATTS, OK 74964-4610
Document Number	000562/543
Book / Page	0562 / 543
Instrument Date	Dec 20, 2019
Instrument	2019-003655
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465040 E 648 RD, WATTS, OK 74964-4610

Mortgage

Document Number	2019003656
Date	Dec 26, 2019
Instrument	2019-003656

Lender

Name	FIRST WESTERN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Adair County records · Assessment roll updated February 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Unified School District	Westville Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$473.00 (+6.77%)	$5,950 (+4.99%) Land $840 Building $5,110	$77,777 (-6.51%) Land $7,000 Building $70,777
2024	$443.00 (+5.73%)	$5,667 (+5%) Land $840 Building $4,827	$83,195 (+7.14%) Land $7,000 Building $76,195
2023	$419.00	$5,397 Land $840 Building $4,557	$77,651 Land $7,000 Building $70,651

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 26, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 81% of the US · above 60% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ozarks Electric Cooperative Fiber	2,500 / 2,500

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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