4650 Wharf Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 4650 Wharf Rd, Soquel, CA 95073 · Last verified August 2026

Property Summary

Property TypeDuplex
Details3 bd · 3 ba · 285 sqft · built 1948
Lot Size0.114 acres (4,966 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Dec 2012)
Tax Bill$7,279 (2025)
Flood ZoneZone AE (high risk)
APN030-211-19

Property Details

APN / Parcel Number

Primary APN030-211-19
Alternative APN
  • 030-211-19-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area285 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,966 sqft (0.114 acres)
TerrainSteep
Garage TypeAttached
Garage Area285 sqft
Parking Spaces1 Parking Space
Deck Area847 sqft
Patio Area847 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4650 WHARF RD
CitySOQUEL
StateCA
Zip95073-2134
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2026
Census Tract122005

Owner

Source: Santa Cruz County records · APN 030-211-19

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2731 IOWA AVE, MODESTO, CA 95358-9453
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2012 · Amount on Record
Deed SaleDec 21, 2012 · Amount on Record
Prior SaleNov 08, 2004 · Amount on Record
Deed Document Number201263804
Last Transfer DateFeb 22, 2013
Transfer Doc0000015832
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$489,862 (+2%) Land $314,014 Building $175,848
2025$7,279.00 (+10.67%)$480,257 (+4.04%) Land $307,857 Building $172,400
2023$6,577.00 (+1.69%)$461,609 Land $295,903 Building $165,706
2022$6,468.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims7 (2016–2023)
Most Recent ClaimJan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 517 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
Surfnet CommunicationsFixed Wireless100 / 20

May also be available at this address: Cruzio Internet, T-Mobile USA, Kwikbit Internet, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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