4650 Titman Rd, Gastonia, NC 28056 Property Records

Gaston County property record for 4650 Titman Rd, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,829 sqft · built 1950
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,084 (2026)
Deeds & Mortgages	May 2022 Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`10116 01900`

Property Details

APN / Parcel Number

Primary APN	`10116 01900`
Alternative APN	`148329`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,829 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	58,370 sqft (1.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4650 TITMAN RD
City	GASTONIA
State	NC
Zip	28056-8651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	A W TITMAN L P/O18 10 116 019 00 000
Legal Subdivision	A W TITMAN PROPERTY
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1000
Census Tract	32507

Owner

4650 Titman Rd is owned and occupied by two individuals who acquired it in August 1999.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4650 TITMAN RD, GASTONIA, NC 28056-8651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 4, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 5, 1999
Transfer Doc	2975000159
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	4650 TITMAN RD, GASTONIA, NC 28056-8651
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053401271
Date	May 31, 2022
Book Page	5340/1271

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	8.75%

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GASTON NC
Recording Date	Apr 4, 2022
Property Address	4650 TITMAN RD, GASTONIA, NC 28056-8651
Document Number	0053251555
Book / Page	5325 / 1555
Map Reference	MB 5 PG 86
Instrument Date	Mar 31, 2022
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4650 TITMAN RD, 4650, GASTONIA, NC 28056-8651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 TITMAN RD, GASTONIA, NC 28056-8651

Tax Assessment & Valuation

The 2026 property tax bill for 4650 Titman Rd was $3,084.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,084.00	$288,560 Land $32,700 Building $255,860
2023	$2,394.00	$221,710 Land $32,700 Building $189,010
2021			$132,050 Land $29,390 Building $102,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4650 Titman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4650 Titman Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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