Monroe County property record for 4650 Smith Rd, Ottawa Lake, MI 49267 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,965 sqft · built 1987 |
| Lot Size | 3.5 acres (152,460 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,268 (2024) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-036-038-30 |
| Primary APN | 15-036-038-30 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| 1st Floor Area | 1,965 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Lot Area | 152,460 sqft (3.5 acres) |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 389 sqft |
| Utility Building | 1,320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4650 SMITH RD |
|---|---|
| City | OTTAWA LAKE |
| State | MI |
| Zip | 49267-9624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1079-507 TO 510 SEC 36 T8S R6E 3.50 AC COM AT S 1/4 COR OF SEC 36 TH S 89 DEG 27'15"E ALG S LI OF SD SEC36 302.32 FT TH N 0 |
| Legal Range | 06E |
| Legal Township | 08S |
| Legal Section | 36 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | WHITEFORD |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 833000 |
Source: Monroe County records · APN 15-036-038-30
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4650 SMITH RD, OTTAWA LAKE, MI 49267-9624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 4650 SMITH RD, OTTAWA LAKE, MI 49267-9624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009161 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 2018R09161 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Whiteford Township |
| Unified School District | Whiteford Agricultural School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,700 (+28.3%) | $307,400 (+28.3%) | |
| 2024 | $3,268.00 (+10.52%) | ||
| 2023 | $2,957.00 Homeowner's exemption | $119,800 | $239,600 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 2,500 / 2,500 |
| BCI Mississippi Broadband | Cable | 1,000 / 20 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures