4650 S 40th St E, Muskogee, OK 74403 Property Records

Muskogee County property record for 4650 S 40th St E, Muskogee, OK 74403

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,961 sqft · built 1998
Lot Size5.93 acres (258,311 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Oct 2025)
Tax Bill$3,877 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0000-17-14N-19E-1-149-17

Property Details

APN / Parcel Number

Primary APN0000-17-14N-19E-1-149-17
Alternative APNs
  • 0010014917
  • 510044998

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,961 sqft Living Area
Gross Area1,915 sqft
1st Floor Area1,915 sqft
2nd Floor Area1,395 sqft
Storm ShelterStorm Shelter
Storm ShuttersStorm Shutters

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area258,311 sqft (5.93 acres)
Garage TypeAttached
Garage Area752 sqft

Exterior Amenities

PorchOpen Porch
Porch Area1,396 sqft
Patio Area714 sqft
Shed1 Shed
Shed Area160 sqft
Utility Building1,800 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number510044998
Street Address4650 S 40TH ST E
CityMUSKOGEE
StateOK
Zip74403-9110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT14N R19E S17 PART SW NE BEGINNING AT A POINT 300 S & 20 E NW/C S360 E609 N724E 246.8 S8215E 175 TO W LINE TURNPIKE RIGHT OF
Legal Range19E
Legal Township14N
Legal Section17
JurisdictionMUSKOGEE OK
Township / Civil DivisionMUSKOGEE
Census Block Group1
Census Block1032
Census Tract1302

Owner

Source: Muskogee County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4650 S 40TH ST E, MUSKOGEE, OK 74403-9110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRSTAR BANK NA
Oct 30, 2025Warranty Deed, Transfer · Non-Conforming Investor Loan
FIRSTAR BANK NA
Sep 29, 2017Warranty Deed, Transfer · VA Mortgage
ARVEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2025 · Amount on Record
Deed SaleOct 30, 2025 · Amount on Record
Prior SaleSep 29, 2017 · Amount on Record
Deed Document Number202511628
Deed Book / Page4987 / 767
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKOGEE OK
Property Address4650 S 40TH ST E, MUSKOGEE, OK 74403-9110
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4650 S 40TH ST E, MUSKOGEE, OK 74403-9110

Mortgage

Document Number0000001827
DateFeb 25, 2026
Book Page5005/715
Instrument2026-001827
Lender
NameFIRSTAR BANK NA
TypeBank
AddressMUSKOGEE, OK 74401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2041

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKOGEE OK
Recording DateOct 30, 2025
Property Address4650 S 40TH ST E, MUSKOGEE, OK 74403-9110
Document Number0000011628
Book / Page4987 / 767
Instrument DateOct 27, 2025
Instrument2025-011628
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyMUSKOGEE ABSTRACT AND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$637.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4650 S 40TH ST E, MUSKOGEE, OK 74403-9110

Mortgage

Document Number0000011629
DateOct 30, 2025
Instrument2025-011629
Lender
NameFIRSTAR BANK NA
TypeBank
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term13 Months
DueNov 1, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKOGEE OK
Recording DateSep 29, 2017
Property Address4650 S 40TH ST E, MUSKOGEE, OK 74403-9110
Document Number0000011557
Book / Page4561 / 443
Instrument DateSep 29, 2017
Instrument2017-011557
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanyMUSKOGEE ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4650 S 40TH ST E, MUSKOGEE, OK 74403-9110

Mortgage

Document Number0000011558
DateSep 29, 2017
Instrument2017-011558
Lender
NameARVEST BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyMuskogee County
Unified School DistrictMuskogee Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$46,750 (+28.87%) Land $4,931 Building $41,819$425,000 (+12.65%) Land $44,825 Building $380,175
2025$36,277 (-) Land $1,915 Building $34,362
2024$3,877.00 Homeowner's exemption$36,277 (-) Land $1,915 Building $34,362$377,285 (+9.59%) Land $44,825 Building $332,460
2023Homeowner's exemption$36,277 Land $1,305 Building $34,972$344,265 Land $11,860 Building $332,405

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimMay 2022 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 45% of Oklahoma
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUSKOGEE CO. RWD #5
serves 4,135 people · EPA ID OK3005107
Water SourcePurchased surface water from MUSKOGEE MUNICIPAL AUTHORITY
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Haloacetic acids
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ecoLink
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35

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