4650 Phyllis Ln, Concord, CA 94521 Property Records

Contra Costa County property record for 4650 Phyllis Ln, Concord, CA 94521 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,745 sqft · built 1964
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on File
Last Sale	$775,000 (Apr 2026)
Tax Bill	$4,389 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2026 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`115-392-008-5`

Property Details

APN / Parcel Number

Primary APN	`115-392-008-5`
Alternative APN	`115-392-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,745 sqft Living Area
1st Floor Area	1,745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	104 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4650 PHYLLIS LN
City	CONCORD
State	CA
Zip	94521-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3180 LOT 91 EX MR
Legal Subdivision	SUBDIVISION 3180
Legal Tract	3180
Legal Lot Number	91
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2007
Census Tract	333200

Owner

Source: Contra Costa County records · APN 115-392-008-5

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4650 PHYLLIS LN, CONCORD, CA 94521-2045
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 06, 2021	Deed of Trust, Mortgage · Line of Credit TRAVIS CU
Apr 06, 2026	Affidavit of Death of Trustee, Transfer
Apr 06, 2026	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPROUT MTG
May 15, 2019	Deed of Trust, Mortgage · Line of Credit TRAVIS CU
Dec 10, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 10, 2018	Quit Claim Deed, Transfer LAWYERS TITLE
Mar 29, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 29, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2026 · Amount on Record
Deed Sale	Apr 06, 2026 · Amount on Record
Deed Document Number	202633957
Prior Transfer Date	Nov 21, 2018
Prior Transfer Doc	0000197038
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4650 PHYLLIS LN, CONCORD, CA 94521-2045
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 PHYLLIS LN, CONCORD, CA 94521-2045

Mortgage

Document Number	0000136244
Date	May 06, 2021
Instrument	2021-136244

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 02, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 06, 2026
Property Address	4650 PHYLLIS LN, CONCORD, CA 94521-2045
Document Number	0000033956
Instrument Date	Mar 31, 2026
Instrument	202633956
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 06, 2026
Property Address	4650 PHYLLIS LN, CONCORD, CA 94521-2045
Document Number	0000033957
Instrument Date	Mar 27, 2026
Instrument	202633957
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$86,102.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4650 PHYLLIS LN, CONCORD, CA 94521-2045

Mortgage

Document Number	0000033958,
Date	Apr 06, 2026
Instrument	202633958

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4650 PHYLLIS LN, CONCORD, CA 94521-2045
Document Number	0000330479
Instrument Date	Dec 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4650 PHYLLIS LN CONCORD CA 945212045, CONCORD, CA 94521-2045

Mortgage

Document Number	0000330479
Date	Dec 31, 2020
Instrument	330479

Lender

Name	SPROUT MTG
Address	PORT SAINT LUCIE, FL 34986

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4650 PHYLLIS LN, CONCORD, CA 94521-2045
Document Number	0000074294
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4650 PHYLLIS LN CONCORD CA 945212045, CONCORD, CA 94521-2045

Mortgage

Document Number	0000074294
Date	May 22, 2019
Instrument	74294

Lender

Name	TRAVIS CU
Address	VACAVILLE, CA 95687

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 21, 2044

Interest

Rate Type	Adjustable Rate

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 10, 2018
Property Address	4650 PHYLLIS LN, CONCORD, CA 94521-2045
Document Number	0000197036
Map Reference	MB 93 PG 7
Instrument Date	Nov 21, 2018
Instrument	2018-197036
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 PHYLLIS LN, CONCORD, CA 94521-2045

Mortgage

Document Number	0000197037
Date	Dec 10, 2018
Instrument	2018-197037

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 10, 2018
Property Address	4650 PHYLLIS LN, CONCORD, CA 94521-2045
Document Number	0000197038
Instrument Date	Nov 21, 2018
Instrument	197038
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4650 PHYLLIS LN CONCORD CA 945212045, CONCORD, CA 94521-2045

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 29, 2017
Property Address	4650 PHYLLIS LN, CONCORD, CA 94521-2045
Document Number	0000053809
Instrument Date	Mar 23, 2017
Instrument	53809
Transaction Type	Transfer
Record Updated	Apr 05, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4650 PHYLLIS LN CONCORD CA 945212045, CONCORD, CA 94521-2045

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 29, 2017
Property Address	4650 PHYLLIS LN, CONCORD, CA 94521-2045
Document Number	0000053808
Instrument Date	Mar 23, 2017
Instrument	53808
Transaction Type	Transfer
Record Updated	Apr 05, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 PHYLLIS LN CONCORD CA 945212045, CONCORD, CA 94521-2045

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$780,300 (+144.49%) Land $459,000 Building $321,300
2025	$4,389.00 (+5.38%) Homeowner's exemption	$319,156 (+4.04%) Land $116,296 Building $202,860
2023	$4,165.00 (+1.78%) Homeowner's exemption	$306,765 Land $111,781 Building $194,984
2022	$4,092.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 633 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Unwired	Fixed Wireless	300 / 25
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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