4650 N Larwin Ave, Concord, CA 94521 Property Records

Contra Costa County property record for 4650 N Larwin Ave, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,917 sqft · built 1978
Lot Size	0.153 acres (6,650 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jun 2022)
Tax Bill	$12,116 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`133-462-009-1`

Property Details

APN / Parcel Number

Primary APN	`133-462-009-1`
Alternative APN	`133-462-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
Gross Area	2,354 sqft
1st Floor Area	1,917 sqft
Basement Area	437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,650 sqft (0.153 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4650 N LARWIN AVE
City	CONCORD
State	CA
Zip	94521-4317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TRACT 4544 LOT 897
Legal Subdivision	COWELL RANCH SUB 4544
Legal Tract	4544
Legal Lot Number	897
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	334006

Owner

4650 N Larwin Ave is owned and occupied by two individuals who bought it in June 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 3, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY
Sep 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 3, 2020	Quit Claim Deed, Transfer AMROCK INC
Nov 27, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Nov 27, 2017	Quit Claim Deed, Transfer TSI TITLE COMPANY/CA INC
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Prior Sale	Oct 29, 2009 · Amount on File
Deed Document Number	2022102224
Prior Transfer Date	Oct 21, 2021
Prior Transfer Doc	0000307047
Record Updated	Sep 20, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 22, 2022
Property Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317
Document Number	0000102224
Map Reference	MB 186 PG 19
Instrument Date	Jun 13, 2022
Instrument	2022-102224
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317

Mortgage

Document Number	0000102225
Date	Jun 22, 2022
Instrument	2022-102225

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	Other
Max Rate	9.12%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 3, 2021
Property Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317
Document Number	0000307045
Map Reference	MB 186 PG 19
Instrument Date	Oct 21, 2021
Instrument	2021-307045
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317

Mortgage

Document Number	0000307046
Date	Nov 3, 2021
Instrument	2021-307046

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 3, 2021
Property Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317
Document Number	0000307047
Map Reference	MB 186 PG 19
Instrument Date	Oct 21, 2021
Instrument	2021-307047
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 3, 2020
Property Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317
Document Number	0000193456
Map Reference	MB 186 PG 19
Instrument Date	Apr 10, 2020
Instrument	2020-193456
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317

Mortgage

Document Number	0000193457
Date	Sep 3, 2020
Instrument	2020-193457

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	May 1, 2035

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 3, 2020
Property Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317
Document Number	0000193458
Instrument Date	Apr 10, 2020
Instrument	193458
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4650 N LARWIN AVE CONCORD CA 945214317, CONCORD, CA 94521-4317

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 27, 2017
Property Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317
Document Number	0000221363
Instrument Date	Nov 15, 2017
Instrument	221363
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	TSI TITLE COMPANY/CA INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4650 N LARWIN AVE CONCORD CA 945214317, CONCORD, CA 94521-4317

Mortgage

Document Number	221364
Date	Nov 27, 2017
Instrument	221364

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 26, 2037

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 27, 2017
Property Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317
Document Number	0000221365
Instrument Date	Nov 15, 2017
Instrument	221365
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	TSI TITLE COMPANY/CA INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4650 N LARWIN AVE CONCORD CA 945214317, CONCORD, CA 94521-4317

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317
Document Number	0000155364
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2018
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4650 N LARWIN AVE CONCORD CA 945214317, CONCORD, CA 94521-4317

Mortgage

Document Number	0000155364
Date	Sep 28, 2018
Instrument	155364

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 27, 2038

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 30, 2017
Property Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317
Document Number	0000055578
Instrument Date	Mar 17, 2017
Instrument	55578
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4650 N LARWIN AVE CONCORD CA 945214317, CONCORD, CA 94521-4317

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 30, 2017
Property Address	4650 N LARWIN AVE, CONCORD, CA 94521-4317
Document Number	0000055579
Instrument Date	Mar 17, 2017
Instrument	55579
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4650 N LARWIN AVE CONCORD CA 945214317, CONCORD, CA 94521-4317

Tax Assessment & Valuation

The 2025 property tax bill for 4650 N Larwin Ave was $12,116.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$958,000 (-4.77%) Land $639,000 Building $319,000
2025	$12,116.00	$1,006,000 Land $670,667 Building $335,333
2023	$10,874.00 (+36.71%)	$1,100,000 Land $750,000 Building $350,000
2022	$7,954.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4650 N Larwin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4650 N Larwin Ave is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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