4650 McConchie Rd, Galway, NY 12074 Property Records

Saratoga County and Galway Town property record for 4650 McConchie Rd, Galway, NY 12074

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,018 sqft · built 1973
Lot Size	3.49 acres (152,024 sqft)
Owner	2 Individual Names on File
Last Sale	$260,100 (Nov 2023)
Tax Bill	$2,823 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2020 Line of Credit
APN	`413289 213.-1-72`

Property Details

APN / Parcel Number

Primary APN	`413289 213.-1-72`
Alternative APNs	`328921300000010720000000` `5 J01980`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	1,018 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	152,024 sqft (3.49 acres)
Lot Width	387 ft Width
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5 J01980
Street Address	4650 MCCONCHIE RD
City	GALWAY
State	NY
Zip	12074-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Block	1
Legal Lot Number	72.000
Jurisdiction	SARATOGA NY
Township / Civil Division	GALWAY
Census Block Group	1
Census Block	1055
Census Tract	61500

Owner

4650 McConchie Rd is owned and occupied by two individuals who bought it in November 2023.

Source: Saratoga County and Galway Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4650 MCCONCHIE RD, GALWAY, NY 12074-3200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SIDNEY FEDERAL CREDIT UNION
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit BALLSTON SPA NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Deed Document Number	202328119
Prior Transfer Date	Dec 29, 2012
Prior Transfer Doc	0000009002
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Nov 6, 2023
Property Address	4650 MCCONCHIE RD, GALWAY, NY 12074-3200
Document Number	0000028119
Instrument Date	Nov 2, 2023
Instrument	2023028119
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 MILL ST, BROADALBIN, NY 12025-7734

Mortgage

Document Number	0000028120
Date	Nov 6, 2023
Instrument	2023028120

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2032
Max Rate At Change	2%
Index	Other
Margin	2

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	4650 MCCONCHIE RD, GALWAY, NY 12074-3200
Document Number	0000033547
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 MCCONCHIE RD GALWAY NY 120743200, GALWAY, NY 12074-3200

Mortgage

Document Number	0000033547
Date	Nov 25, 2020
Instrument	33547

Lender

Name	BALLSTON SPA NAT'L BK
Type	Bank
Address	BALLSTON SPA, NY 12020

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 24, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4650 McConchie Rd was $2,823.

Source: Saratoga County and Galway Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Galway Town
Unified School District	Galway Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,823.00	$168,400 Land $28,000 Building $140,400	$232,276 Land $38,621 Building $193,655
2023		$104,200 (-) Land $28,000 Building $76,200	$130,250 (+12.5%) Land $35,000 Building $95,250
2022		$104,200 Land $28,000 Building $76,200	$115,778 Land $31,111 Building $84,667

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4650 McConchie Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4650 McConchie Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on McConchie Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures