Santa Rosa County property record for 4650 Kolb Rd, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,909 sqft · built 2007 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Nov 2020) |
| Tax Bill | $2,539 (2024) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Nov 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-2N-29-0000-00302-0000 |
| Primary APN | 11-2N-29-0000-00302-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,909 sqft Heated Area |
| Gross Area | 2,509 sqft |
| 1st Floor Area | 2,349 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 109,336 sqft (2.51 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 112N290000003020000 |
|---|---|
| Street Address | 4650 KOLB RD |
| City | MILTON |
| State | FL |
| Zip | 32570-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | COM NW CORN SW4 SW4 SECTION 11 TOWNSHIP 2 NORTH RANGE 29 WEST TH S88*09'35E ALG N LI SAID QTR 192.65 FT TH S02*49'28W 81.12 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | WEST |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10506 |
4650 Kolb Rd is owned and occupied by an individual who bought it in November 2020.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4650 KOLB RD, MILTON, FL 32570-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PEN AIR FCU |
| Nov 12, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 8, 2019 | Warranty Deed, Transfer · VA Mortgage TRIDENT HM LNS |
| Mar 13, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2020 · Amount on File |
| Deed Sale | Nov 12, 2020 · Amount on File |
| Prior Sale | May 8, 2019 · Amount on File |
| Deed Document Number | 0004029623 |
| Deed Book / Page | 4029 / 623 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4650 KOLB RD, MILTON, FL 32570-9502 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4650 KOLB RD, MILTON, FL 32570-9502 |
| Document Number | 0044130528 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 4413/528 |
| Instrument | 202330601 |
| Name | PEN AIR FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 20, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 12, 2020 |
| Property Address | 4650 KOLB RD, MILTON, FL 32570-9502 |
| Document Number | 0040290623 |
| Book / Page | 4029 / 623 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 202060653 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | GUARANTEE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6460 BASS LN, 6460, MILTON, FL 32570-6303 |
| Name | Verified Name |
|---|---|
| Address | 4650 KOLB RD, MILTON, FL 32570-9502 |
| Document Number | 0004029626 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 4029/626 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 8, 2019 |
| Property Address | 4650 KOLB RD, MILTON, FL 32570-9502 |
| Document Number | 0038270234 |
| Book / Page | 003827 / 000234 |
| Instrument Date | May 7, 2019 |
| Instrument | 18764 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,504.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4650 KOLB RD MILTON FL 325709502, MILTON, FL 32570-9502 |
| Document Number | 38270237 |
|---|---|
| Date | May 8, 2019 |
| Book Page | 003827/000237 |
| Instrument | 18765 |
| Name | TRIDENT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | GULF BREEZE, FL 32561 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 13, 2019 |
| Property Address | 4650 KOLB RD, MILTON, FL 32570-9502 |
| Document Number | 0038110206 |
| Book / Page | 003811 / 000206 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 9780 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $996.53 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3311 ABEL AVE MILTON FL 325719560, MILTON, FL 32571-9560 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,539.00 (+1.85%) Homeowner's exemption | $251,688 (+3%) | $253,482 (+0.63%) Land $61,997 Building $191,485 |
| 2023 | $2,493.00 (-7.74%) | $244,357 (+1.45%) | $251,905 (+4.59%) Land $61,997 Building $189,908 |
| 2022 | $2,702.00 | $240,857 | $240,857 Land $52,459 Building $188,398 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4650 Kolb Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4650 Kolb Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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