4650 Hamilton Ter, Vero Beach, FL 32967 Property Records

Indian River County property record for 4650 Hamilton Ter, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,917 sqft · built 1997
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Aug 2017)
Tax Bill	$10,069 (2025)
Deeds & Mortgages	Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-39-24-00012-0000-00016.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-24-00012-0000-00016.0`
Alternative APN	`49612`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,917 sqft Living Area
Gross Area	3,379 sqft
1st Floor Area	2,917 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	169 ft deep x 105 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	1,080 sqft
Porch	Open Porch
Porch Area	394 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4650 HAMILTON TER
City	VERO BEACH
State	FL
Zip	32967-7330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6
Legal Description	HAMILTON ISLAND-OAK HARBOR PLAT #3 LOT 16 PBI 14-87
Legal Range	39E
Legal Township	32S
Legal Section	24
Legal Subdivision	HAMILTON ISLAND - OAK HARBOR PLAT NO 3
Legal Lot Number	16
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2008
Census Tract	50306

Owner

4650 Hamilton Ter is owned and occupied by two individuals who bought it in August 2017.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4650 HAMILTON TER, VERO BEACH, FL 32967-7330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2017 · Amount on File
Deed Sale	Aug 2, 2017 · Amount on File
Deed Document Number	201744980
Deed Book / Page	3045 / 1584
Prior Transfer Date	Mar 25, 2014
Prior Transfer Doc	0027510852
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 2, 2017
Property Address	4650 HAMILTON TER, VERO BEACH, FL 32967-7330
Document Number	0030451584
Book / Page	003045 / 001584
Instrument Date	Jul 27, 2017
Instrument	44980
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	BREVARD TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,870.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	134 SEAGULL RD CHATHAM MA 026332570, CHATHAM, MA 02633-2570

Tax Assessment & Valuation

The 2025 property tax bill for 4650 Hamilton Ter was $10,069 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,069.00 Homeowner's exemption	$730,651	$1,026,927 Land $191,250 Building $835,677
2023	$9,199.00 (+2.4%)	$689,378 (+3%)	$813,717 (+21.58%) Land $102,000 Building $711,717
2022	$8,983.00	$669,299 Land $102,000 Building $567,299	$669,299 Land $102,000 Building $567,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4650 Hamilton Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	805 units insured incl. 536 condo units
Nearby Flood Claims	44 (2004–2017)
Claims Outside the SFHA	36 of 44
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 19 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4650 Hamilton Ter is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000