4650 Griffith Rd, Mount Airy, MD 21771 Property Records

Carroll County property record for 4650 Griffith Rd, Mount Airy, MD 21771

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,806 sqft · built 2022
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Last Sale$213,725 (Dec 2020)
Tax Bill$8,346 (2026)
Deeds & MortgagesNov 2019 Mortgage
Dec 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN13-029288

Property Details

APN / Parcel Number

Primary APN13-029288
Alternative APN
  • 029288

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,806 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area130,680 sqft (3 acres)
Garage TypeAttached
Garage Area726 sqft
Parking Spaces3 Parking Spaces
Pool Area420 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number029288
Street Address4650 GRIFFITH RD
CityMOUNT AIRY
StateMD
Zip21771-4232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCONSE
Legal DescriptionLT 5A - 3.0003 ACS 4650 GRIFFITH RD 56-267 GRIFFITH WEST SC 3 AMND
Legal SubdivisionGRIFFITH WEST
Legal Lot Number5A
JurisdictionCARROLL MD
Township / Civil Division13, MOUNT AIRY
Census Block Group2
Census Block2020
Census Tract513002

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4650 GRIFFITH RD, MOUNT AIRY, MD 21771-4232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
NYMEO FCU
Dec 10, 2020Deed, Construction Loan · Construction Mortgage
WESBANCO BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2020 · Amount on Record
Deed SaleDec 10, 2020 · Amount on Record
Prior SaleMay 2, 2016 · Amount on Record
Deed Book / Page9992 / 315
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address4650 GRIFFITH RD, MOUNT AIRY, MD 21771-4232
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094780327
DateNov 14, 2019
Book Page9478/0327
Lender
NameNYMEO FCU
TypeCredit Union
AddressFREDERICK, MD 21703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2034
Interest
Rate TypeAdjustable Rate
Rate3.69%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2025
Change FrequencyAnnually
Min Rate At Change3.69%
Max Rate At Change5.69%
Index1-Year CMT
Max Rate9.69%

December 2020: Deed, Construction Loan

Document TypeDeed
JurisdictionCARROLL MD
Recording DateDec 10, 2020
Property Address4650 GRIFFITH RD, MOUNT AIRY, MD 21771-4232
Document Number0099920315
Book / Page9992 / 315
Map ReferenceMB LWS 40 PG 15
Instrument DateDec 4, 2020
Transaction TypeConstruction Loan
Record UpdatedAug 16, 2022
Title CompanyCROWN TITLE CORPORATION

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2028 BRIGADIER BLVD, ODENTON, MD 21113-1038
InvestorPossibly a Property Investor

Mortgage

Document Number0009992319
DateDec 10, 2020
Instrument9992/319
Lender
NameWESBANCO BANK INC
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2028
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change7.87%
Index1-Year CMT
Margin3
Max Rate7.87%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,346.00 (+5.06%) Homeowner's exemption$754,300 (+17.08%)$796,600 (+18.95%) Land $220,000 Building $576,600
2025$7,944.00 (+9.14%) Homeowner's exemption
2023$7,279.00$644,233$669,700 Land $200,000 Building $469,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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