St. Louis County property record for 4650 Greenstone Trl, Ely, MN 55731 · Last verified August 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 2.25 ba · 4,800 sqft · built 2022 |
| Lot Size | 19.6 acres (855,397 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Mar 2019) |
| Tax Bill | $14,868 (2026) |
| Deeds & Mortgages | Apr 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-0112-00030 |
| Primary APN | 270-0112-00030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 4,800 sqft Gross Area |
| 1st Floor Area | 3,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 855,397 sqft |
| Garage Area | 2,520 sqft |
| Porch | Slab |
|---|---|
| Deck Area | 30 sqft |
| Cabin | 304 sqft |
| Gazebo | 165 sqft |
| Storage Building | 288 sqft |
| Pole Barn | 2,560 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1169561 |
|---|---|
| Street Address | 4650 GREENSTONE TRL |
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | TRACT C SERIAL # |
| Legal Subdivision | REGISTERED LAND SURVEY NUMBER 143 |
| Legal Tract | C |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BREITUNG |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 15402 |
Source: St. Louis County records · APN 270-0112-00030
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14535 DUNKIRK ST NE, ANDOVER, MN 55304-3830 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2019 · Amount on Record |
| Deed Sale | Mar 05, 2019 · Amount on Record |
| Deed Document Number | 20191008290 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4650 GREENSTONE TRL, ELY, MN 55731 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3048 BUNKER LAKE BLVD NW, ANDOVER, MN 55304-3805 |
| Document Number | 0001067386 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 1067386 |
| Name | LAKE AREA MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PAUL, MN 55112 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Feb 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Feb 01, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Max Rate | 11.1% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Breitung Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,868.00 (+62.46%) | ||
| 2025 | $9,152.00 (+150.05%) | $1,169,300 (+60.99%) Land $322,800 Building $846,500 | $1,169,300 (+60.99%) Land $322,800 Building $846,500 |
| 2024 | $3,660.00 | $726,300 (+227.9%) Land $218,200 Building $508,100 | $726,300 (+227.9%) Land $218,200 Building $508,100 |
| 2022 | $221,500 Land $209,300 Building $12,200 | $221,500 Land $209,300 Building $12,200 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 82% of the US · above 94% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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