4650 Fletcher Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 4650 Fletcher Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 2010
Lot Size	15.6 acres (683,456 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,623 (2026)
Deeds & Mortgages	Jul 2021 Refinance Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23908`

Property Details

APN / Parcel Number

Primary APN	`23908`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	683,456 sqft (15.6 acres)
Garage Type	Attached
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4650 FLETCHER RD
City	GLOUCESTER
State	VA
Zip	23061-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	MASON'S FORK PARCEL B
Legal Subdivision	PLAT: 20 1009&1009A
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1016
Census Tract	100101

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4650 FLETCHER RD, GLOUCESTER, VA 23061-3012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4650 FLETCHER RD, GLOUCESTER, VA 23061-3012
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005308
Date	Jul 27, 2021
Instrument	210005308

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4650 FLETCHER RD, GLOUCESTER, VA 23061-3012
Transaction Type	Mortgage
Record Updated	Aug 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170003540
Date	Jul 28, 2017
Instrument	170003540

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jun 27, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,623.00 (+10.07%)	$449,930 (+15.9%) Land $99,610 Building $350,320	$449,930 (+15.9%) Land $99,610 Building $350,320
2025	$2,383.00 (+5.3%)	$388,200 (-) Land $84,930 Building $303,270	$388,200 (-) Land $84,930 Building $303,270
2024	$2,263.00	$388,200 (-) Land $84,930 Building $303,270	$388,200 (-) Land $84,930 Building $303,270
2023	$2,263.00 (-3.46%)	$388,200 (+20.05%) Land $84,930 Building $303,270	$388,200 (+20.05%) Land $84,930 Building $303,270
2022	$2,344.00	$323,360 Land $91,560 Building $231,800	$323,360 Land $91,560 Building $231,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fletcher Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures