Oneida County property record for 4650 Cross Rd, Rhinelander, WI 54501
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Aug 2020) |
| Tax Bill | $3,106 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | SU 27 5 |
| Primary APN | SU 27 5 |
|---|
| Lot Area | 222,156 sqft (5.1 acres) |
|---|
| Street Address | 4650 CROSS RD |
|---|---|
| City | RHINELANDER |
| State | WI |
| Zip | 54501-8615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 809029/697476 PT EAST FRCTL 1/2 NE 1/4 BNG 5.04A PCL ON SM B7159 5.1CA/5.04SA |
| Legal Range | 09E |
| Legal Township | 38N |
| Legal Section | 04 |
| Jurisdiction | ONEIDA WI |
| Township / Civil Division | SUGAR CAMP |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970604 |
4650 Cross Rd is owned and occupied by two individuals who bought it in August 2020.
Source: Oneida County records, as of March 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4650 CROSS RD, RHINELANDER, WI 54501-8615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on File |
| Deed Sale | Aug 13, 2020 · Amount on File |
| Deed Document Number | 2020809029 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | RHINELANDER, WI 54501 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Title Company | VILAS TITLE SERVICE INC, VILAS TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0000828733 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 828733 |
| Name | RIPCO CU |
|---|---|
| Type | Credit Union |
| Address | EAGLE RIVER, WI 54521 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4650 Cross Rd was $3,106 with a homeowner's exemption.
Source: Oneida County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| County Subdivision | Sugar Camp Town |
| Unified School District | Three Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,106.00 | $267,500 Land $30,100 Building $237,400 | $456,554 Land $51,373 Building $405,181 |
| 2023 | $3,202.00 Homeowner's exemption | $267,500 Land $30,100 Building $237,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4650 Cross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4650 Cross Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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