4650 Clipper Bay Rd, Duluth, GA 30096 Property Records

Gwinnett County property record for 4650 Clipper Bay Rd, Duluth, GA 30096

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,954 sqft · built 1988
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Aug 2019)
Tax Bill	$6,034 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-239-411`

Property Details

APN / Parcel Number

Primary APN	`6-239-411`
Alternative APN	`R6239 411`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,954 sqft Living Area
1st Floor Area	1,497 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Lot Area	16,117 sqft (0.369 acres)
Lot Width	137 ft Width
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	36 sqft
Deck Area	88 sqft
Patio Area	218 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	6239411
Street Address	4650 CLIPPER BAY RD
City	DULUTH
State	GA
Zip	30096-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RZT-S F R-ZERO LOT LINE/T
Legal Description	L86 BA LAKE VILLAS #1
Legal Subdivision	LAKE VILLAS
Legal Block	A
Legal Lot Number	86
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	NORCROSS
Census Block Group	1
Census Block	1003
Census Tract	50334

Owner

Source: Gwinnett County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4650 CLIPPER BAY RD, DULUTH, GA 30096-6202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	Dec 3, 2015 · Amount on Record
Deed Document Number	0005683288
Deed Book / Page	56832 / 88
Last Transfer Date	Aug 25, 2019
Transfer Doc	0568320088
Record Updated	Jun 8, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Aug 25, 2019
Property Address	4650 CLIPPER BAY RD, DULUTH, GA 30096-6202
Document Number	0568320088
Book / Page	056832 / 000088
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 CLIPPER BAY RD DULUTH GA 300966202, DULUTH, GA 30096-6202

Mortgage

Document Number	568320089
Date	Aug 25, 2019
Book Page	056832/000089

Lender

Name	NATIONAL MTG SVCS
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.62%

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,034.00 (+15.82%)	$206,520 (+13.03%) Land $34,000 Building $172,520	$516,300 (+13.03%) Land $85,000 Building $431,300
2023	$5,210.00	$182,720 Land $33,200 Building $149,520
2022			$456,800 Land $83,000 Building $373,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20