4650 Cedar Ridge Park Rd, Temple, TX 76502 Property Records

Bell County property record for 4650 Cedar Ridge Park Rd, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,918 sqft · built 1995
Lot Size	7.42 acres (323,220 sqft)
Last Sale	$393,800 (Sep 2019)
Tax Bill	$1,749 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0430071236`

Property Details

APN / Parcel Number

Primary APN	`0430071236`
Alternative APNs	`865579` `80362`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,918 sqft Living Area
1st Floor Area	1,918 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	323,220 sqft (7.42 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	544 sqft
Deck Area	378 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4650 CEDAR RIDGE PARK RD
City	TEMPLE
State	TX
Zip	76502-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OAKS OF CEDAR RIDGE, BLOCK 002, LOT 2, 3, ACRES 1.855
Legal Subdivision	THE OAKS OF CEDAR RIDGE
Legal Block	2
Legal Lot Number	2,3
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3000
Census Tract	20203

Owner

The current owner of 4650 Cedar Ridge Park Rd bought it in September 2019.

Source: Bell County records, as of July 31, 2026

Mailing Address	4650 CEDAR RIDGE PARK RD, TEMPLE, TX 76502-6901
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 25, 2019	Warranty Deed, Transfer DESSIE L H HARRELL

Assessor's Deed Record

Last Sale	Sep 25, 2019 · Amount on File
Deed Sale	Sep 25, 2019 · Amount on File
Deed Document Number	201944039
Prior Transfer Date	Sep 20, 2019
Prior Transfer Doc	0000044039
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4650 CEDAR RIDGE PARK RD, TEMPLE, TX 76502-6901
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	SERVICELINK OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033025
Date	Jul 6, 2020
Instrument	2020-00033025

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 25, 2019
Property Address	4650 CEDAR RIDGE PARK RD, TEMPLE, TX 76502-6901
Document Number	0000044039
Instrument Date	Sep 20, 2019
Instrument	44039
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4650 CEDAR RIDGE PARK RD TEMPLE TX 765026901, TEMPLE, TX 76502-6901

Mortgage

Document Number	44040
Date	Sep 25, 2019
Instrument	44040

Lender

Name	DESSIE L H HARRELL
Address	3601 WOLVERINE TRL, TEMPLE, TX 76502-2277
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4650 Cedar Ridge Park Rd was $1,749 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,749.00	$391,886	$540,162 Land $78,575 Building $461,587
2023	$2,782.00 (-34.19%) Homeowner's exemption Senior Citizen's exemption	$472,748 Land $72,216 Building $400,532	$472,748 Land $72,216 Building $400,532
2022	$4,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4650 Cedar Ridge Park Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4650 Cedar Ridge Park Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOFFAT WSC serves 4,633 people · EPA ID TX0140028
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Altitude ISP.

Nearby Properties on Cedar Ridge Park Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures