Duval County property record for 4650 Apache Ave, Jacksonville, FL 32210
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,819 sqft · built 1935 |
| Lot Size | 0.285 acres (12,412 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $660,000 (Jun 2012) |
| Tax Bill | $11,414 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101994-0000 |
| Primary APN | 101994-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,819 sqft Living Area |
| Gross Area | 4,230 sqft |
| 1st Floor Area | 2,426 sqft |
| Upper Floors Area | 1,393 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,412 sqft (0.285 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 218 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Unfinished Open Porch |
| Porch Area | 69 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4650 APACHE AVE |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32210-7610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-90 |
| Legal Description | 10-36 42-3S-26E ORTEGA TERRACE LOT 6 BLK 62 |
| Legal Range | 26E |
| Legal Township | 03S |
| Legal Section | 42 |
| Legal Subdivision | ORTEGA TERRACE |
| Legal Block | 62 |
| Legal Lot Number | 6 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 13000 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4650 APACHE AVE, JACKSONVILLE, FL 32210-7610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC |
| Jun 27, 2020 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Feb 22, 2019 | Deed of Trust, Mortgage TIAA FSB |
| Aug 28, 2017 | Trustee's Deed, Construction Loan · Line of Credit VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2012 · Amount on Record |
| Deed Sale | Jun 14, 2012 · Amount on Record |
| Prior Sale | Sep 27, 2003 · Amount on Record |
| Deed Document Number | 2012123052 |
| Deed Book / Page | 15968 / 2373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 4650 APACHE AVE, JACKSONVILLE, FL 32210-7610 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4650 APACHE AVE, JACKSONVILLE, FL 32210-7610 |
| Document Number | 0216220364 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 21622/364 |
| Instrument | 2025217570 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 4650 APACHE AVE, JACKSONVILLE, FL 32210-7610 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4650 APACHE AVE, JACKSONVILLE, FL 32210-7610 |
| Document Number | 0197822175 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 19782/2175 |
| Instrument | 2021161210 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 4650 APACHE AVE, JACKSONVILLE, FL 32210-7610 |
| Document Number | 0192751745 |
| Instrument Date | Jun 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4650 APACHE AVE JACKSONVILLE FL 322107610, JACKSONVILLE, FL 32210-7610 |
| Document Number | 0192751745 |
|---|---|
| Date | Jul 12, 2020 |
| Book Page | 019275/001745 |
| Instrument | 144063 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 11, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 4650 APACHE AVE, JACKSONVILLE, FL 32210-7610 |
| Document Number | 0187101484 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4650 APACHE AVE JACKSONVILLE FL 322107610, JACKSONVILLE, FL 32210-7610 |
| Document Number | 0187101484 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 018710/001484 |
| Instrument | 51540 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 28, 2017 |
| Property Address | 4650 APACHE AVE, JACKSONVILLE, FL 32210-7610 |
| Document Number | 0181030116 |
| Book / Page | 018103 / 000116 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 200846 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4650 APACHE AVE JACKSONVILLE FL 322107610, JACKSONVILLE, FL 32210-7610 |
| Document Number | 181030116 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 018103/000116 |
| Instrument | 200846 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 27, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $681,195 (+2.7%) | $966,984 (+5.23%) Land $269,141 Building $697,843 | |
| 2025 | $11,414.00 (+3.84%) Homeowner's exemption | $663,287 (+5.99%) | $918,925 (+6.57%) Land $261,900 Building $657,025 |
| 2024 | $10,992.00 (+2.62%) | ||
| 2023 | $10,711.00 (+8.81%) Homeowner's exemption | $625,820 (+3%) | $862,265 (+3.94%) Land $252,200 Building $610,065 |
| 2022 | $9,844.00 Homeowner's exemption | $607,593 | $829,579 Land $213,400 Building $616,179 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 141 (1978–2025) |
| Claims Outside the SFHA | 46 of 141 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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