465 Woodhouse Loop, Irmo, SC 29063 Property Records

Richland County property record for 465 Woodhouse Loop, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,082 sqft · built 2006
Lot Size	0.13 acres (5,702 sqft)
Owner	Individual Name on File
Last Sale	$224,000 (Dec 2025)
Tax Bill	$965 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02513-03-46`

Property Details

APN / Parcel Number

Primary APN	`02513-03-46`
Alternative APNs	`R02513-03-46` `01857663`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,082 sqft Heated Area
Gross Area	1,456 sqft
1st Floor Area	1,082 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,702 sqft (0.13 acres)
Garage Area	278 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01857663
Street Address	465 WOODHOUSE LOOP
City	IRMO
State	SC
Zip	29063-7781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 271 42.5X95X52.5X70X10X25 #SU MILFORD PARK PH 8 #PR RB1091-2678/2679
Legal Subdivision	MILFORD PARK GARDEN HOMES
Legal Phase	8
Legal Lot Number	42,271
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1029
Census Tract	10311

Owner

465 Woodhouse Loop is owned and occupied by an individual who bought it in December 2025.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	465 WOODHOUSE LOOP, IRMO, SC 29063-7781
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed, Transfer · Conventional Mortgage SOUTH CAROLINA FCU
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PALMETTO CITIZENS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Prior Sale	Aug 16, 2006 · Amount on File
Deed Document Number	202558532
Deed Book / Page	3081 / 244
Prior Transfer Date	May 4, 2012
Prior Transfer Doc	0017623706
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Dec 9, 2025
Property Address	465 WOODHOUSE LOOP, IRMO, SC 29063-7781
Document Number	0030810244
Book / Page	3081 / 244
Map Reference	MB 1171 PG 529
Instrument Date	Dec 4, 2025
Instrument	2025058532
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$582.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 WOODHOUSE COOP, IRMO, SC 29063

Mortgage

Document Number	2025058533
Date	Dec 9, 2025
Instrument	2025058533

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	SOFR Average 30-Day
Max Rate	10.6%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	465 WOODHOUSE LOOP, IRMO, SC 29063-7781
Document Number	2527/3333
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	465 WOODHOUSE LOOP IRMO SC 290637781, IRMO, SC 29063-7781

Mortgage

Document Number	2527/3333
Date	Sep 11, 2020
Book Page	002527/003333
Instrument	47313

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 10, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 465 Woodhouse Loop was $965.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$965.00	$4,484 (-96.52%)	$206,400 (-) Land $36,000 Building $170,400
2024		$128,900 (+2,774.67%)	$206,400 (+84.12%) Land $36,000 Building $170,400
2023		$4,484	$112,100
2022	$1,544.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 465 Woodhouse Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Woodhouse Loop is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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