465 Wingard St, Crestview, FL 32539 Property Records

Okaloosa County property record for 465 Wingard St, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,146 sqft · built 2006
Lot Size	0.323 acres (14,107 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Sep 2020)
Tax Bill	$1,465 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-8288-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-8288-6`
Alternative APN	`16-3N-23-2691-0000-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,146 sqft Heated Area
Gross Area	1,772 sqft
1st Floor Area	1,146 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	14,107 sqft (0.323 acres)
Garage Type	Finished
Garage Area	440 sqft
Porch	Open Porch
Porch Area	44 sqft
Patio Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	465 WINGARD ST
City	CRESTVIEW
State	FL
Zip	32539-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOUR HOMES S/D LOT 3
Legal Range	23
Legal Township	03N
Legal Section	16
Legal Subdivision	FOUR HOMES S/D
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1026
Census Tract	20701

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	465 WINGARD ST, CRESTVIEW, FL 32539-4641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Sep 24, 2020	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Apr 1, 2013 · Amount on Record
Deed Document Number	0034942909
Deed Book / Page	3494 / 2909
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	465 WINGARD ST, CRESTVIEW, FL 32539-4641
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 WINGARD ST, CRESTVIEW, FL 32539-4641

Mortgage

Document Number	0036894818
Date	Aug 30, 2023
Book Page	3689/4818
Instrument	3644546

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 24, 2020
Property Address	465 WINGARD ST, CRESTVIEW, FL 32539-4641
Document Number	0034942909
Book / Page	3494 / 2909
Map Reference	MB 22 PG 25&26
Instrument Date	Sep 24, 2020
Instrument	3393703
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5197 WHITEHURST LN, 5197, CRESTVIEW, FL 32536-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 WINGARD ST, CRESTVIEW, FL 32539-4641

Mortgage

Document Number	0034942911
Date	Sep 24, 2020
Instrument	3494/2911

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,465.00 (+3.1%) Homeowner's exemption	$134,353 (+2.9%)	$163,015 (+3.65%) Land $25,835 Building $137,180
2024	$1,421.00 (+5.49%) Homeowner's exemption	$130,567 (+4.57%)	$157,268 (-6.28%) Land $23,486 Building $133,782
2023	$1,347.00 (+3.7%) Homeowner's exemption	$124,855 (+3%)	$167,810 (+6.37%) Land $21,949 Building $145,861
2022	$1,299.00 Homeowner's exemption	$121,218	$157,764 Land $20,513 Building $137,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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