465 W Central Rd, Coldwater, MI 49036 Property Records

Branch County property record for 465 W Central Rd, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,944 sqft · built 1900
Lot Size1.66 acres (72,310 sqft)
OwnerIndividual Name on File
Tax Bill$1,774 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN100-016-100-010-01

Property Details

APN / Parcel Number

Primary APN100-016-100-010-01

Interior

Bedrooms5 Beds
Full Baths1 Bath
Building Area1,944 sqft Building Perimeter
1st Floor Area1,044 sqft
Basement Area900 sqft
Unfinished Basement900 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area72,310 sqft (1.66 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address465 W CENTRAL RD
CityCOLDWATER
StateMI
Zip49036-9007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL THAT PART OF THE NW 1/4 OF SEC 16 T7S R7W DESCRIBED AS FOLLOWS COMM AT THE N 1/4 COR OF SAID SEC 16 RUNNING TH 89 DEG 27
Legal Range07W
Legal Township07S
Legal Section16
JurisdictionBRANCH MI
Township / Civil DivisionBETHEL
Census Block Group3
Census Block3050
Census Tract951200

Owner

465 W Central Rd is owned and occupied by an individual.

Source: Branch County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address465 W CENTRAL RD, COLDWATER, MI 49036-9007
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address465 W CENTRAL RD, COLDWATER, MI 49036-9007
Transaction TypeMortgage
Record UpdatedJan 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 W CENTRAL RD, COLDWATER, MI 49036-9007

Mortgage

Document Number0202109294
DateDec 16, 2021
Instrument2021-09294
Lender
NameSTURGIS BANK & TRUST CO
TypeBank
AddressSTURGIS, MI 49091
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 465 W Central Rd was $1,774, up 2.5% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionBethel Township
Unified School DistrictBronson Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$100,300 (+31.97%)$200,600 (+31.97%)
2025$1,774.00 (+2.54%)$76,000$152,000
2024$1,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 W Central Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 465 W Central Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Mercury Fiber
Fixed Wireless
150 / 20
DMCI Broadband
Fixed Wireless
40 / 10

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