465 Turtle Point Ln, Waverly, TN 37185 Property Records

Humphreys County property record for 465 Turtle Point Ln, Waverly, TN 37185

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,272 sqft · built 2007
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (May 2026)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`043030F A 00500`

Property Details

APN / Parcel Number

Primary APN	`043030F A 00500`
Alternative APN	`030F A 00500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	1,272 sqft
Finished Basement	1,272 sqft
Unfinished Basement	1,272 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)
Terrain	Rolling
Deck Area	573 sqft
Patio Area	573 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	465 TURTLE POINT LN
City	WAVERLY
State	TN
Zip	37185-3557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C02
Legal Subdivision	DOVERDALE SUB SEC 3
Legal Lot Number	5
Jurisdiction	HUMPHREYS TN
Township / Civil Division	1
Census Block Group	1
Census Block	1046
Census Tract	130200

Owner

Source: Humphreys County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	465 TURTLE POINT LN, WAVERLY, TN 37185-3557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 14, 2023	Warranty Deed, Transfer HYWATER TITLE
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jul 23, 2018	Warranty Deed, Transfer · Conventional Mortgage REDSTONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jul 14, 2023 · Amount on Record
Deed Document Number	20261692
Deed Book / Page	13 / 1842
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	465 TURTLE POINT LN, WAVERLY, TN 37185-3557
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000976
Date	Mar 23, 2021
Book Page	237/2841
Instrument	21000976

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	465 TURTLE POINT LN, WAVERLY, TN 37185-3557
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 HAFNER RD, CHARLOTTE, TN 37036-6253

Mortgage

Document Number	0000000493
Date	Feb 23, 2026
Book Page	11/2653
Instrument	26000493

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2066

Interest

Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	May 27, 2026
Property Address	465 TURTLE POINT LN, WAVERLY, TN 37185-3557
Document Number	0000001692
Book / Page	13 / 1842
Instrument Date	May 26, 2026
Instrument	20261692
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ALTA TITLE AND ESCROW, REALTY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132,663.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 TURTLE POINT LN, WAVERLY, TN 37185-3557

Mortgage

Document Number	0000001693,
Date	May 27, 2026
Instrument	20261693

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jul 14, 2023
Property Address	465 TURTLE POINT LN, WAVERLY, TN 37185-3557
Document Number	0000001876
Book / Page	WD214 / 285
Map Reference	CAB B SL 157
Instrument Date	Jul 14, 2023
Instrument	23001876
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	HYWATER TITLE

Transaction

Amount	Amount Recorded
Tax	$1,237.56
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 TURTLE POINT LN, WAVERLY, TN 37185-3557

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	465 TURTLE POINT LN, WAVERLY, TN 37185-3557
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	976
Date	Mar 23, 2021
Book Page	237/2841
Instrument	21000976

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	465 TURTLE POINT LN, WAVERLY, TN 37185-3557
Document Number	0000002812
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000002812
Date	Sep 28, 2018
Book Page	000229/002404
Instrument	2812

Lender

Name	FIRSTBANK
Type	Bank
Address	WAVERLY, TN 37185

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 27, 2028

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jul 23, 2018
Property Address	465 TURTLE POINT LN, WAVERLY, TN 37185-3557
Document Number	0000002116
Book / Page	206 / 1440
Map Reference	CAB B SL 157
Instrument Date	Jul 23, 2018
Instrument	18002116
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 TURTLE POINT LN, WAVERLY, TN 37185-3557

Mortgage

Document Number	0000002117
Date	Jul 23, 2018
Instrument	18002117

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

Source: Humphreys County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,210.00	$65,750 (-) Land $16,250 Building $49,500
2024	$1,210.00 (+0.08%)	$65,750 (-) Land $16,250 Building $49,500
2023	$1,209.00 (-3.13%)	$65,750 (+14.8%) Land $16,250 Building $49,500	$263,000 (+14.8%) Land $65,000 Building $198,000
2022	$1,248.00	$57,275 Land $10,600 Building $46,675	$229,100 Land $42,400 Building $186,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
GigFire Fixed Wireless · Fiber in parts of the area	150 / 130

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