465 Terlun Dr, Durango, CO 81301 Property Records

La Plata County property record for 465 Terlun Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,231 sqft · built 2003
Lot Size	18.7 acres (816,140 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Jun 2001)
Tax Bill	$5,093 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5661-213-02-800`

Property Details

APN / Parcel Number

Primary APN	`5661-213-02-800`
Alternative APN	`R422975`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,231 sqft Living Area
Gross Area	3,907 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Lot Area	816,140 sqft
Garage Type	Attached
Garage Area	676 sqft
Porch	Unfinished Open Porch
Porch Area	1,030 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R422975
Street Address	465 TERLUN DR
City	DURANGO
State	CO
Zip	81301-7762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: MIRA MONTE SUB LOT: J PT TR J RESUB TRS G & H, PL #788511 PARCEL IN 2 TAX DISTS SEE ALSO R422976 465 TERLUN DR DURANGO 81301
Legal Subdivision	MIRA MONTE SUB
Legal Tract	J,G,H
Legal Block	2
Legal Lot Number	J
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2017
Census Tract	970701

Owner

465 Terlun Dr is owned and occupied by two individuals who acquired it in August 2013.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	465 TERLUN DR, DURANGO, CO 81301-7762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE SAN JUANS
Dec 26, 2017	Warranty Deed, Transfer MORGAN STANLEY PVT BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2001 · Amount on File
Deed Sale	Jun 29, 2001 · Amount on File
Last Transfer Date	Aug 9, 2013
Transfer Doc	0001069973
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	465 TERLUN DR, DURANGO, CO 81301-7762
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 TERLUN DR, DURANGO, CO 81301-7762

Mortgage

Document Number	0001252017
Date	Mar 11, 2026
Instrument	1252017

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	GRAND JUNCTION, CO 81505

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	1-Year CMT
Margin	3
Max Rate	11.2%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 26, 2017
Property Address	465 TERLUN DR, DURANGO, CO 81301-7762
Document Number	0001137630
Instrument Date	Dec 21, 2017
Instrument	1137630
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	465 TERLUN DR DURANGO CO 813017762, DURANGO, CO 81301-7762

Mortgage

Document Number	1137631
Date	Dec 26, 2017
Instrument	1137631

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.82%

Tax Assessment & Valuation

The 2025 property tax bill for 465 Terlun Dr was $5,093, up 32% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,230 (+3.67%) Land $12,750 Building $83,480	$1,485,180 (-) Land $196,810 Building $1,288,370
2025	$5,093.00 (+32.05%)	$92,820 Land $12,300 Building $80,520	$1,485,180 Land $196,810 Building $1,288,370
2024	$3,857.00 (+24.82%)
2023	$3,090.00 (+15.17%)	$73,610 (+16.43%) Land $10,210 Building $63,400	$1,098,630 (+20.78%) Land $152,370 Building $946,260
2022	$2,683.00	$63,220 Land $9,470 Building $53,750	$909,650 Land $136,300 Building $773,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 465 Terlun Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Terlun Dr is high, ranking above 89% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AlignTec Fixed Wireless	25 / 25
Visionary Broadband Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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