465 Sutton St, Northbridge, MA 01534 Property Records

Worcester County and Northbridge Town property record for 465 Sutton St, Northbridge, MA 01534

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,274 sqft · built 2003
Lot Size	1.97 acres (86,174 sqft)
Owner	Individual Name on File
Last Sale	$461,000 (Jun 2019)
Tax Bill	$6,705 (2026)
Deeds & Mortgages	Sep 2021 Refinance Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NBRI M:00018 B:00086`

Property Details

APN / Parcel Number

Primary APN	`NBRI M:00018 B:00086`
Alternative APN	`NBTR M:00018 B:00086`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,274 sqft Living Area
Gross Area	4,205 sqft
Basement Area	915 sqft
Unfinished Basement	915 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	86,174 sqft (1.97 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	465 SUTTON ST
City	NORTHBRIDGE
State	MA
Zip	01534-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	86
Jurisdiction	NORTHBRIDGE MA
Township / Civil Division	NORTHBRIDGE
Census Block Group	3
Census Block	3011
Census Tract	750200

Owner

465 Sutton St is owned and occupied by an individual who bought it in June 2019.

Source: Worcester County and Northbridge Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	465 SUTTON ST, NORTHBRIDGE, MA 01534-1006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Mar 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Jun 28, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Aug 19, 2003 · Amount on File
Deed Document Number	201961994
Deed Book / Page	60637 / 22
Prior Transfer Date	Jun 18, 2019
Prior Transfer Doc	60637-22
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	465 SUTTON ST, NORTHBRIDGE, MA 01534-1006
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66168-25
Date	Sep 29, 2021
Book Page	66168/25
Instrument	136072

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	465 SUTTON ST, NORTHBRIDGE, MA 01534-1006
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62130-178
Date	Mar 31, 2020
Book Page	62130/178
Instrument	32690

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2045

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHBRIDGE MA
Recording Date	Jun 28, 2019
Property Address	465 SUTTON ST, NORTHBRIDGE, MA 01534-1006
Document Number	60637-22
Book / Page	60637 / 22
Instrument Date	Jun 18, 2019
Instrument	61994
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 SUTTON ST, NORTHBRIDGE, MA 01534-1006
Investor	Possibly a Property Investor

Mortgage

Document Number	61995
Date	Jun 28, 2019
Instrument	61995

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 465 Sutton St was $6,705, up 1.6% from the year before.

Source: Worcester County and Northbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Northbridge Town
Unified School District	Northbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,705.00 (+1.64%)	$576,500 (+3.04%) Land $163,300 Building $413,200	$660,725 (-)
2025	$6,597.00	$559,500 Land $155,700 Building $403,800	$660,725 (+1.8%)
2024			$649,040
2023	$6,332.00	$488,600 Land $155,700 Building $332,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 Sutton St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1987–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Sutton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHBRIDGE WATER DIVISION serves 8,127 people · EPA ID MA2216006
Water Source	Purchased groundwater influenced by surface water from WHITINSVILLE WATER COMPANY
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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