465 Stratford Rd, Union, NJ 07083 Property Records

Union County and Union Township property record for 465 Stratford Rd, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,496 sqft · built 1941
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (May 2023)
Tax Bill	$13,061 (2025)
Deeds & Mortgages	Apr 2026 Sale May 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-02602-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`19-02602-0000-00010`
Alternative APN	`190260200010`

Interior

Stories	2 Stories
Building Area	1,496 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	465 STRATFORD RD
City	UNION
State	NJ
Zip	07083-8840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BERKELEY PARK SEC 08
Legal Block	2602
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	4
Census Block	4010
Census Tract	33300

Owner

Source: Union County and Union Township assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	465 STRATFORD RD, UNION, NJ 07083-8840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed, Transfer TITLE GUARANTY, TITLE GUARANTEE
May 3, 2023	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 19, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage MLB RESID'L LNDG
Jan 2, 2018	Grant Deed, Transfer FOUNDATION TITLE
Jul 14, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	202328555
Deed Book / Page	6507 / 2087
Last Transfer Date	Mar 17, 2026
Transfer Doc	0000054094
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 15, 2026
Property Address	465 STRATFORD RD, UNION, NJ 07083-8840
Document Number	0000054094
Book / Page	6615 / 2728
Instrument Date	Mar 17, 2026
Instrument	202654094
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTEE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 STRATFORD RD, UNION, NJ 07083-8840

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	May 3, 2023
Property Address	465 STRATFORD RD, UNION, NJ 07083-8840
Document Number	0065072087
Book / Page	6507 / 2087
Instrument Date	Apr 21, 2023
Instrument	28555
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	INNOVATION TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,609.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1025 E BROAD ST, WESTFIELD, NJ 07090-1102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 STRATFORD RD, UNION, NJ 07083-8840

Mortgage

Document Number	0000051493
Date	May 3, 2023
Instrument	51493

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	465 STRATFORD RD, UNION, NJ 07083-8840
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151092018
Date	Nov 23, 2021
Book Page	15109/2018
Instrument	25684

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Oct 19, 2018
Property Address	465 STRATFORD RD, UNION, NJ 07083-8840
Document Number	0062912219
Book / Page	006291 / 002219
Instrument Date	Oct 12, 2018
Instrument	305966
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2018
Title Company	MAIN STREET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	465 STRATFORD RD UNION NJ 070838840, UNION, NJ 07083-8840

Mortgage

Document Number	144992373
Date	Oct 19, 2018
Book Page	014499/002373
Instrument	664196

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jan 2, 2018
Property Address	465 STRATFORD RD, UNION, NJ 07083-8840
Document Number	0062370591
Book / Page	006237 / 000591
Instrument Date	Nov 9, 2017
Instrument	295232
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Tax	$235.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	253 NEW JERSEY AVE UNION NJ 070839228, UNION, NJ 07083-9228

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 14, 2017
Property Address	465 STRATFORD RD, UNION, NJ 07083-8840
Document Number	0062000763
Book / Page	006200 / 000763
Instrument Date	Jun 7, 2017
Instrument	288686
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 E 42ND ST NEW YORK NY 100176904, NEW YORK, NY 10017-6904
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,000 (-) Land $20,000 Building $36,000	$56,000 (-) Land $20,000 Building $36,000
2025	$13,061.00 (+4.35%)	$56,000 (-) Land $20,000 Building $36,000	$56,000 (-) Land $20,000 Building $36,000
2024	$12,517.00 (+6.87%)
2023		$56,000 Land $20,000 Building $36,000	$56,000 Land $20,000 Building $36,000
2022	$11,712.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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