465 Spring Creek Dr, Durango, CO 81301 Property Records

La Plata County property record for 465 Spring Creek Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,917 sqft · built 1991
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Nov 2020)
Tax Bill	$3,112 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5665-042-00-111`

Property Details

APN / Parcel Number

Primary APN	`5665-042-00-111`
Alternative APN	`R022355`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,917 sqft Living Area
Basement Area	1,110 sqft
Finished Basement	1,110 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Modern
Lot Area	87,120 sqft
Garage Type	Detached
Garage Area	630 sqft
Deck Area	Deck Area
Patio Area	1,023 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R022355
Street Address	465 SPRING CREEK DR
City	DURANGO
State	CO
Zip	81301-6920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: SPRING CREEK ESTATES BLOCK: 0 LOT: 3 465 SPRING CREEK DR DURANGO 81301
Legal Subdivision	SPRING CREEK ESTATES
Legal Block	3
Legal Lot Number	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3018
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	465 SPRING CREEK DR, DURANGO, CO 81301-6920
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Sep 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 6, 2020	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Dec 7, 2012 · Amount on Record
Deed Document Number	20201181069
Last Transfer Date	Sep 8, 2021
Transfer Doc	0001199627
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	465 SPRING CREEK DR, DURANGO, CO 81301-6920
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001192699
Date	May 20, 2021
Instrument	1192699

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Sep 23, 2021
Property Address	465 SPRING CREEK DR, DURANGO, CO 81301-6920
Document Number	0001199627
Map Reference	DOC 508488
Instrument Date	Sep 8, 2021
Instrument	1199627
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	465 SPRING CREEK DR, DURANGO, CO 81301-6920

Mortgage

Document Number	0001199628
Date	Sep 23, 2021
Instrument	1199628

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Nov 6, 2020
Property Address	465 SPRING CREEK DR, DURANGO, CO 81301-6920
Document Number	0001181069
Instrument Date	Nov 5, 2020
Instrument	1181069
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$8.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1656 AMANTE CT CARLSBAD CA 920114041, CARLSBAD, CA 92011-4041

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,550 (+0.2%) Land $19,260 Building $36,290	$886,940 (-) Land $307,500 Building $579,440
2025	$3,112.00 (+39.49%)	$55,440 (+7.78%) Land $19,220 Building $36,220	$886,940 (+15.51%) Land $307,500 Building $579,440
2023	$2,231.00 (+23.46%)	$51,440 (+24.82%) Land $16,880 Building $34,560	$767,840 (+29.52%) Land $251,950 Building $515,890
2022	$1,807.00	$41,210 Land $14,470 Building $26,740	$592,830 Land $208,130 Building $384,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 88% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AlignTec Fixed Wireless	50 / 25

May also be available: FastTrack Communications, Spectrum, Verizon, Visionary Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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