Duval County property record for 465 Spaulding Rd, Jacksonville, FL 32218
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,368 sqft · built 2010 |
| Lot Size | 0.99 acres (43,105 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (May 2012) |
| Tax Bill | $4,813 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 106833-0130 |
| Primary APN | 106833-0130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 1,926 sqft |
| 1st Floor Area | 1,368 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,105 sqft (0.99 acres) |
| Lot Dimensions | 214 ft deep x 203 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 118 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 465 SPAULDING RD |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32218-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 37-1N-27E 1.00 S/D JOHN BROWARD GRANT PT NW1/4 SEC 11 RECD O/R 15949-1852 |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 37 |
| Legal Subdivision | BROWARD GRANT JOHN S/D |
| Legal Block | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE NORTH |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 10301 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 465 SPAULDING RD, JACKSONVILLE, FL 32218-2525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Sep 5, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2012 · Amount on Record |
| Deed Sale | May 18, 2012 · Amount on Record |
| Prior Sale | May 26, 2009 · Amount on Record |
| Deed Document Number | 2012110047 |
| Deed Book / Page | 15949 / 1852 |
| Transfer Doc | 0000262250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 465 SPAULDING RD, JACKSONVILLE, FL 32218-2525 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 5235 N WINTHROP AVE 5, 5, CHICAGO, IL 60640-2324 |
| Document Number | 0197860698 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 19786/698 |
| Instrument | 2021163278 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 465 SPAULDING RD, JACKSONVILLE, FL 32218-2525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0185141895 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 18514/1895 |
| Instrument | 2018208463 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,360 (+2.19%) Land $77,242 Building $181,118 | $258,360 (+2.19%) Land $77,242 Building $181,118 | |
| 2025 | $4,813.00 (+13.57%) | $252,824 (+8.26%) Land $77,242 Building $175,582 | $252,824 (+8.26%) Land $77,242 Building $175,582 |
| 2024 | $4,238.00 (+3.54%) | ||
| 2023 | $4,093.00 (+13.07%) | $233,528 (+3.17%) Land $70,805 Building $162,723 | $233,528 (+3.17%) Land $70,805 Building $162,723 |
| 2022 | $3,620.00 | $226,348 Land $70,805 Building $155,543 | $226,348 Land $70,805 Building $155,543 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1992–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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