465 SE Jay Ave, Cedaredge, CO 81413 Property Records

Delta County property record for 465 SE Jay Ave, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,237 sqft · built 1998
Lot Size	0.067 acres (2,919 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jan 2021)
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R004111`

Property Details

APN / Parcel Number

Primary APN	`R004111`
Alternative APN	`319332211003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,237 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,919 sqft (0.067 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R004111
Street Address	465 SE JAY AVE
City	CEDAREDGE
State	CO
Zip	81413-9244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	465 SE JAY AVE CEDAREDGE 81413 SUBDIVISION: SOUTH VILLAGE AT STONEBRIDGE LOT: 3 TOTAL 0.067 AC+- LOT 3 AMENDMENT #1 SOUTH VILLAGE AT STONEBRIDGE PT NW4 SEC 32 T13S R94W 6PM BK 761 PGS 304 THRU 317 PLAT BK 18 PGS 10 & 98 BK 825 PG 244 BK 798 PG 390 R-
Legal Subdivision	SOUTH VILLAGE AT STONEBRIDGE
Legal Lot Number	3
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1031
Census Tract	965202

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1430 SE FAIRWAY DR, CEDAREDGE, CO 81413-9590
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Prior Sale	Feb 26, 1999 · Amount on Record
Deed Document Number	2021725751
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jan 26, 2021
Property Address	465 SE JAY AVE, CEDAREDGE, CO 81413-9244
Document Number	0000725751
Instrument Date	Jan 26, 2021
Instrument	725751
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	465 SE JAY AVE, CEDAREDGE, CO 81413-9244
Investor	Possibly a Property Investor

Mortgage

Document Number	0000725752
Date	Jan 26, 2021
Instrument	725752

Lender

Name	NAOMI STEWART
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

Interest

Rate	2.5%

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,133.00 (+8.21%)	$16,409 (+6.73%) Land $2,813 Building $13,596	$262,536 (+14.41%) Land $45,000 Building $217,536
2024	$1,047.00 (+4.08%)	$15,374 (-) Land $2,162 Building $13,212
2023	$1,006.00 (+24.04%)	$15,374 (+26.96%) Land $2,162 Building $13,212	$229,461 (+31.71%) Land $32,266 Building $197,195
2022	$811.00	$12,109 Land $1,043 Building $11,066	$174,223 Land $15,000 Building $159,223

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20