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465 Samuel Dr, Mills River, NC 28759 Property Records

Henderson County property record for 465 Samuel Dr, Mills River, NC 28759

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,818 sqft · built 2020
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on File
Last Sale$40,000 (Sep 2020)
Tax Bill$3,997 (2025)
Deeds & MortgagesSep 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN9631221478

Property Details

APN / Parcel Number

Primary APN9631221478
Alternative APN
  • 10004774

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,818 sqft Heated Area
1st Floor Area2,818 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialBrick/Stone
Foundation TypeNo Foundation
Lot Area30,056 sqft (0.69 acres)
Garage Area738 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Porch Area64 sqft
Patio Area143 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10004774
Street Address465 SAMUEL DR
CityMILLS RIVER
StateNC
Zip28759-0096
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10004774~M
Legal DescriptionMILLS RIVER CROSSING LO15 PL2019-12055
Legal SubdivisionMILLS RIVER CROSSING
Legal Block22
Legal Lot Number1478
JurisdictionHENDERSON NC
Township / Civil DivisionMILLS RIVER
Census Block Group1
Census Block1030
Census Tract930702

Owner

465 Samuel Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Henderson County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address465 SAMUEL DR, MILLS RIVER, NC 28759-0096
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2020 · Amount on File
Deed SaleSep 30, 2020 · Amount on File
Deed Document Number2020934802
Deed Book / Page3572 / 186
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateSep 30, 2020
Property Address465 SAMUEL DR, MILLS RIVER, NC 28759-0096
Document Number0035720186
Book / Page3572 / 186
Map ReferenceSL 12057
Instrument DateSep 28, 2020
Instrument934802
Transaction TypeConstruction Loan
Record UpdatedJun 9, 2022

Transaction

AmountAmount on Record
Tax$80.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 DOGWOOD RD, 120, CANDLER, NC 28715-8433

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 SLOSMAN DR, ASHEVILLE, NC 28806-6103

Mortgage

Document Number0000934803
DateSep 30, 2020
Instrument934803
Lender
NameUNITED FCU
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term372 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 465 Samuel Dr was $3,997.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityMills River Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$927,600 Land $150,000 Building $777,600
2025$3,997.00
2023$927,600 Land $150,000 Building $777,600$927,600 Land $150,000 Building $777,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 Samuel Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims8 (2013–2026)
Claims Outside the SFHA3 of 8
Most Recent ClaimJul 2026 · river or lake flooding
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Samuel Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T.

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