Polk County property record for 465 Rowland Ct, Bartow, FL 33830 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,643 sqft · built 2016 |
| Lot Size | 1.09 acres (47,515 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Apr 2025) |
| Tax Bill | $2,851 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit May 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-17-000000-033060 |
| Primary APN | 25-30-17-000000-033060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,643 sqft Living Area |
| Gross Area | 4,096 sqft |
| 1st Floor Area | 2,643 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 47,515 sqft |
| Lot Dimensions | 226 ft deep x 209 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 751 sqft |
| Porch | Florida Room |
| Porch Area | 772 sqft |
| Shed | 1 Shed |
| Street Address | 465 ROWLAND CT |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-6412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NE COR OF NW1/4 OF NW1/4 RUN W 250 FT S 239 FT TO POB RUN S 226PT21 FT W 209 FT N 226PT39 FT E 209 FT TO POB |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 17 |
| Legal Subdivision | HENSON R H PROP |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 15102 |
Source: Polk County records · APN 25-30-17-000000-033060
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 465 ROWLAND CT, BARTOW, FL 33830-6412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| May 16, 2019 | Loan Modification, Mortgage · Conventional Mortgage CENTERSTATE BK NA |
| Apr 26, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2025 · Amount on Record |
| Deed Sale | Apr 16, 2025 · Amount on Record |
| Prior Sale | Sep 24, 2015 · Amount on Record |
| Deed Document Number | 202589127 |
| Deed Book / Page | 13511 / 2196 |
| Prior Transfer Date | Oct 03, 2011 |
| Prior Transfer Doc | 0000167477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 465 ROWLAND CT, BARTOW, FL 33830-6412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000044364 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 12122/990 |
| Instrument | 2022044364 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 465 ROWLAND CT, BARTOW, FL 33830-6412 |
| Document Number | 0108840527 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 455 ROWLAND CT BARTOW FL 338306412, BARTOW, FL 33830-6412 |
| Document Number | 0108840527 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 010884/000527 |
| Instrument | 130782 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | BARTOW, FL 33830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 465 ROWLAND CT, BARTOW, FL 33830-6412 |
| Document Number | 0104882046 |
| Instrument Date | Apr 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 465 ROWLAND CT BARTOW FL 338306412, BARTOW, FL 33830-6412 |
| Document Number | 0104882046 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 010488/002046 |
| Instrument | 106075 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 16, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,851.00 (-7.28%) | $199,783 (+5.99%) | $547,549 (+37.68%) Land $36,930 Building $510,619 |
| 2023 | $3,075.00 (+15.25%) Homeowner's exemption | $188,498 (+3%) | $397,683 (+16.43%) Land $35,739 Building $361,944 |
| 2022 | $2,668.00 Homeowner's exemption | $183,008 | $341,573 Land $29,783 Building $311,790 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050151021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022, tidal / storm surge, Hurricane Ian |
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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