465 Panoramic Cir, Warrior, AL 35180 Property Records

Blount County property record for 465 Panoramic Cir, Warrior, AL 35180

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,818 sqft · built 2004
Lot Size	1.49 acres (64,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (May 2026)
Deeds & Mortgages	May 2026 Sale Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-09-31-0-000-015.008`

Property Details

APN / Parcel Number

Primary APN	`22-09-31-0-000-015.008`
Alternative APNs	`041921` `41921` `59366`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,818 sqft Living Area
1st Floor Area	2,798 sqft
Upper Floors Area	1,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	64,725 sqft (1.49 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	59366
Street Address	465 PANORAMIC CIR
City	WARRIOR
State	AL
Zip	35180-4897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 107 MOUNTAIN OAKS SECTOR 6, MC A/89-10--
Legal Range	02W
Legal Township	13S
Legal Section	31
Legal Subdivision	MOUNTAIN OAKS
Legal Lot Number	107
Jurisdiction	BLOUNT AL
Township / Civil Division	HAYDEN
Census Block Group	2
Census Block	2011
Census Tract	50603

Owner

Source: Blount County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	465 PANORAMIC CIR, WARRIOR, AL 35180-4897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 14, 2021	Deed of Trust, Mortgage ALABAMA TELCO CU
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 4, 2018	Warranty Deed, Transfer TJC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Apr 4, 2018
Deed Document Number	202610075986
Deed Book / Page	2026 / 13371
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	May 8, 2026
Property Address	465 PANORAMIC CIR, WARRIOR, AL 35180-4897
Document Number	0010075986
Book / Page	2026 / 13371
Instrument Date	May 7, 2026
Instrument	2026.10075986
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$51,510.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	465 PANORAMIC CIR, WARRIOR, AL 35180-4897

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	465 PANORAMIC CIR, WARRIOR, AL 35180-4897
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/23732
Date	Jul 6, 2021
Book Page	2021/23732
Instrument	10028700

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	465 PANORAMIC CIR, WARRIOR, AL 35180-4897
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/20847
Date	Jun 14, 2021
Book Page	2021/20847
Instrument	10028049

Lender

Name	ALABAMA TELCO CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 3, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	465 PANORAMIC CIR, WARRIOR, AL 35180-4897
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/15252
Date	May 29, 2020
Book Page	2020/15252
Instrument	10016808

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Apr 4, 2018
Property Address	465 PANORAMIC CIR, WARRIOR, AL 35180-4897
Document Number	02018/7982
Book / Page	2018 / 7982
Instrument Date	Mar 29, 2018
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1222 CHEVAL LN, 1222, VESTAVIA HILLS, AL 35216-2037

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	465 PANORAMIC CIR, WARRIOR, AL 35180-4897

Mortgage

Document Number	02018/7984
Date	Apr 4, 2018
Book Page	2018/7984

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,800 (+1.8%)	$497,980 (+1.82%) Land $28,100 Building $469,880
2023	Homeowner's exemption	$48,920 Land $2,600 Building $46,320	$489,100 Land $26,000 Building $463,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Panoramic Cir

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