465 Otis Rd, Coldwater, MI 49036 Property Records

Branch County property record for 465 Otis Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	0.839 acres (36,590 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Dec 2022)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-015-400-006-01`

Property Details

APN / Parcel Number

Primary APN	`110-015-400-006-01`

Exterior

Lot Area	36,590 sqft (0.839 acres)

Location & Zoning

Street Address	465 OTIS RD
City	COLDWATER
State	MI
Zip	49036-9550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 280 FT E & W BY 130 N & S IN NW COR OF SW 1/4 OF SE 1/4 OVID TWP SEC 15 T7SR6W AFF OF AFF MH 2022-05286 SPLIT/COMBINE FOR
Jurisdiction	BRANCH MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1009
Census Tract	951000

Owner

465 Otis Rd is owned and occupied by an individual who bought it in December 2022.

Source: Branch County records, as of June 14, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	465 OTIS RD, COLDWATER, MI 49036-9550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST
Oct 12, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 12, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Prior Sale	Oct 12, 2022
Deed Document Number	2022-08003
Record Updated	Jun 7, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Dec 9, 2022
Property Address	465 OTIS RD, COLDWATER, MI 49036-9550
Document Number	0202208003
Instrument Date	Dec 2, 2022
Instrument	2022-08003
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	466 OTIS RD, COLDWATER, MI 49036-9550

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	465 OTIS RD, COLDWATER, MI 49036-9550

Mortgage

Document Number	0202208004
Date	Dec 9, 2022
Instrument	2022-08004

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2033

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 12, 2022
Property Address	465 OTIS RD, COLDWATER, MI 49036-9550
Document Number	0202206884
Instrument Date	Oct 11, 2022
Instrument	2022-06884
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	465 OTIS RD, 465, COLDWATER, MI 49036-9550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 OTIS RD, COLDWATER, MI 49036-9550

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 12, 2022
Property Address	465 OTIS RD, COLDWATER, MI 49036-9550
Document Number	0202206885
Instrument Date	Oct 11, 2022
Instrument	2022-06885
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	466 OTIS RD, 466, COLDWATER, MI 49036-9550

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	465 OTIS RD, COLDWATER, MI 49036-9550

Tax Assessment & Valuation

Source: Branch County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Ovid Township
Unified School District	Coldwater Community Schools (PK - 12)

Flood

FEMA maps place 465 Otis Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 465 Otis Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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