465 Oak Ct, Menlo Park, CA 94025 Property Records

San Mateo County property record for 465 Oak Ct, Menlo Park, CA 94025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,525 sqft · built 1949
Lot Size0.173 acres (7,533 sqft)
Owner2 Individual Names on File
Last Sale$1,200,000 (Sep 2006)
Tax Bill$19,937 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN063-452-090

Property Details

APN / Parcel Number

Primary APN063-452-090

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,525 sqft Living Area
1st Floor Area1,130 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area7,533 sqft (0.173 acres)
Lot Dimensions95 ft deep x 83 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address465 OAK CT
CityMENLO PARK
StateCA
Zip94025-2842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10008
Legal DescriptionLOT 4 LESS REAR TRIANG PTN WOODLAND GARDENS RSM 22/70
Legal SubdivisionWOODLAND GARDENS
Legal Lot Number4
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1008
Census Tract612101

Owner

Source: San Mateo County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address465 OAK CT, MENLO PARK, CA 94025-2842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Line of Credit
US BANK
Feb 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
HSBC BANK USA
Jun 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
HSBC BANK USA
Sep 26, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2006 · Amount on File
Deed SaleSep 14, 2006 · Amount on File
Prior SaleMar 28, 2001 · Amount on File
Deed Document Number2006139071
Last Transfer DateNov 10, 2006
Transfer Doc0000176084
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Recording DateJul 31, 2026
Property Address465 OAK CT, MENLO PARK, CA 94025-2842
Document Number0000043617
Instrument DateJul 20, 2026
Instrument202643617
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 OAK CT, MENLO PARK, CA 94025-2842
InvestorPossibly a Property Investor

Mortgage

Document Number0000043617,
DateJul 31, 2026
Instrument202643617
Lender
NameUS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 28, 2056
Interest
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address465 OAK CT, MENLO PARK, CA 94025-2842
Transaction TypeMortgage
Record UpdatedMar 9, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 OAK CT, MENLO PARK, CA 94025-2842

Mortgage

Document Number0000013157
DateFeb 14, 2022
Instrument2022-013157
Lender
NameHSBC BANK USA
TypeBank
AddressNEW YORK, NY 10018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address465 OAK CT, MENLO PARK, CA 94025-2842
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050346
DateJun 2, 2020
Instrument2020-050346
Lender
NameHSBC BANK USA
TypeBank
AddressNEW YORK, NY 10018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.61%
Type Change DateJun 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.61%
Index1-Year LIBOR
Max Rate8.61%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address465 OAK CT, MENLO PARK, CA 94025-2842
Document Number0000088737
Instrument DateSep 26, 2017
Transaction TypeMortgage
Record UpdatedNov 6, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address465 OAK CT MENLO PARK CA 940252842, MENLO PARK, CA 94025-2842

Mortgage

Document Number0000088737
DateOct 6, 2017
Instrument88737
Lender
NameBANK OF THE WEST
TypeBank
AddressOAKLAND, CA 94612
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 5, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityMenlo Park City
Elementary School DistrictMenlo Park City Elementary School District (KG - 08)
Secondary School DistrictSequoia Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,639,886 (+2%) Land $819,943 Building $819,943
2025$19,937.00 (+4.78%)$1,607,732 (+4.04%) Land $803,866 Building $803,866
2023$19,028.00 (+2.72%)$1,545,302 Land $772,651 Building $772,651$2,665,170
2022$18,525.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO'CONNOR TRACT CO-OPERATIVE WATER CO.
private · serves 2,789 people · EPA ID CA4110019
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Apr 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile, Tekify Fiber & Wireless, Verizon.

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