465 N Main St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 465 N Main St, Oshkosh, WI 54901

Property Summary

Property Type	Commercial
Details	3 bd · 1 ba · 2,184 sqft · built 1900
Lot Size	0.096 acres (4,159 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jul 2024)
Tax Bill	$2,107 (2024)
Deeds & Mortgages	Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00220000`

Property Details

APN / Parcel Number

Primary APN	`07-00220000`
Alternative APNs	`807-0022-0000` `907-00220000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	728 sqft
2nd Floor Area	728 sqft
Basement Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	4,159 sqft (0.096 acres)
Lot Dimensions	120 ft deep x 60 ft wide
View / Lot	Highway
Garage Type	Detached
Garage Area	484 sqft
Porch	Open Porch
Patio Area	468 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	807-0022-0000
Street Address	465 N MAIN ST
City	OSHKOSH
State	WI
Zip	54901-4907
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R2;TWO FAM
Legal Description	LOT 1 BLK 44 G H READS SUBD OF LOT 1
Legal Subdivision	BLK 44 G H READS SUBD
Legal Block	44
Legal Lot Number	1
Jurisdiction	WINNEBAGO WI
Township / Civil Division	NEENAH
Census Block Group	1
Census Block	1021
Census Tract	3400

Owner

Source: Winnebago County records · APN 07-00220000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	802 MAIN ST, NEENAH, WI 54956-2216
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Prior Sale	Nov 04, 2013 · Amount on Record
Deed Document Number	20241926652
Record Updated	Sep 20, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Jul 19, 2024
Property Address	802 MAIN ST, NEENAH, WI 54956-2216
Document Number	0001926652
Instrument Date	May 30, 2024
Instrument	1926652
Transaction Type	Transfer
Record Updated	May 07, 2026
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001926653
Date	Jul 19, 2024
Instrument	1926653

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2054

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Neenah City
Unified School District	Neenah School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,700 (-) Land $21,800 Building $69,900
2024	$2,107.00 (-23.19%)	$91,700 (-46.53%) Land $21,800 Building $69,900
2023	$2,743.00 (+13.82%) Homeowner's exemption	$171,500 (+37.31%) Land $21,500 Building $150,000	$171,305 Land $21,476 Building $149,829
2022	$2,410.00 Homeowner's exemption	$124,900 Land $19,500 Building $105,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 280 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NEENAH WATERWORKS serves 27,506 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.