465 Monaco J, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 465 Monaco J, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 880 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Nov 2021)
Tax Bill	$798 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-010-4650`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-010-4650`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	880 sqft Living Area
Gross Area	988 sqft

Exterior

Year Built	Built 1974
Construction Type	Concrete Block
Lot Area	43,560 sqft (1 acres)
Porch	Finished/Screened Porch
Porch Area	108 sqft

Location & Zoning

Street Address	465 MONACO J
City	DELRAY BEACH
State	FL
Zip	33446-1432
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO J COND PAR 465
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	KINGS POINT MONACO COND
Legal Block	10
Legal Unit	465
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5940

Owner

465 Monaco J, a condominium, is owned and occupied by an individual who bought it in November 2021.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	465 MONACO J, DELRAY BEACH, FL 33446-1432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit POWER FINANCIAL CU
Nov 9, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on File
Deed Sale	Nov 9, 2021 · Amount on File
Prior Sale	Sep 12, 2013 · Amount on File
Deed Document Number	20210515976
Deed Book / Page	33038 / 1197
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	465 MONACO J, DELRAY BEACH, FL 33446-1432
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0341150715
Date	Feb 9, 2023
Book Page	34115/715
Instrument	20230045367

Lender

Name	POWER FINANCIAL CU
Type	Credit Union
Address	PEMBROKE PINES, FL 33028

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 9, 2021
Property Address	465 MONACO J, DELRAY BEACH, FL 33446-1432
Document Number	0330381197
Book / Page	33038 / 1197
Map Reference	MB 2342 PG 1836
Instrument Date	Oct 4, 2021
Instrument	20210515976
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	PEGASUS TITLE SERVICES INC, PEGASUS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 MONACO J, DELRAY BEACH, FL 33446-1432

Mortgage

Document Number	330381200
Date	Nov 9, 2021
Instrument	33038/1200

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 465 Monaco J was $798 with exemptions applied.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$798.00 Homeowner's exemption Disabled Person's exemption	$78,407 Building $78,407	$78,407 Building $78,407
2023	$1,268.00 (-24.16%) Homeowner's exemption Disabled Person's exemption	$107,363 (+26.72%) Building $107,363	$107,363 (+26.72%) Building $107,363
2022	$1,672.00	$84,723 Building $84,723	$84,723 Building $84,723

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 Monaco J in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Monaco J is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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