465 Main St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 465 Main St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,950 sqft · built 1952
Lot Size	0.274 acres (11,931 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (Oct 2025)
Tax Bill	$11,278 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0028 B:0000 L:1238`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0028 B:0000 L:1238`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,950 sqft Living Area
Gross Area	2,637 sqft
Basement Area	617 sqft
Unfinished Basement	308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,931 sqft (0.274 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	465 MAIN ST
City	LYNNFIELD
State	MA
Zip	01940-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	WALTER H PERRY
Legal Lot Number	1238
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	2
Census Block	2011
Census Tract	209200

Owner

465 Main St is owned and occupied by two individuals who bought it in October 2025.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	465 MAIN ST, LYNNFIELD, MA 01940-1722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit METRO CU
Jun 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE PROS INC
Oct 9, 2025	Quit Claim Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE
Apr 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Jul 13, 2018	Quit Claim Deed, Transfer MSA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Jul 13, 2018 · Amount on File
Deed Book / Page	42996 / 416
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	465 MAIN ST, LYNNFIELD, MA 01940-1722
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039509-130
Date	Feb 9, 2021
Book Page	39509/130
Instrument	20210209002910

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	465 MAIN ST, LYNNFIELD, MA 01940-1722
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041044-74
Date	Jul 1, 2022
Book Page	41044/74
Instrument	20220701002900

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	465 MAIN ST, LYNNFIELD, MA 01940-1722
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042769-364
Date	Jun 12, 2025
Book Page	42769/364
Instrument	20250612002240

Lender

Name	MORTGAGE PROS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Oct 9, 2025
Property Address	465 MAIN ST, LYNNFIELD, MA 01940-1722
Document Number	042996-416
Book / Page	42996 / 416
Instrument Date	Oct 9, 2025
Instrument	20251009000840
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	465 MAIN ST, LYNNFIELD, MA 01940-1722

Mortgage

Document Number	20251009000850
Date	Oct 9, 2025
Instrument	20251009000850

Lender

Name	FIRST COMMUNITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	465 MAIN ST, LYNNFIELD, MA 01940-1722
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37454-158
Date	Apr 22, 2019
Book Page	37454/158
Instrument	20190422001590

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jul 13, 2018
Property Address	465 MAIN ST, LYNNFIELD, MA 01940-1722
Document Number	36862-162
Book / Page	36862 / 162
Instrument	180713005170
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.74
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 MAIN ST, LYNNFIELD, MA 01940-1722

Mortgage

Document Number	368620165
Date	Jul 13, 2018
Instrument	36862/0165

Lender

Name	MSA MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 465 Main St was $11,278, up 12.8% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,278.00 (+12.79%)	$984,100 (+3.93%) Land $528,900 Building $454,600	$992,981 (+18.17%)
2025	$9,999.00 (+1.9%)	$946,900 (+1.41%) Land $508,400 Building $438,500	$840,275
2024	$9,813.00 (+6.92%)	$933,700 (+14.96%) Land $500,800 Building $432,900
2023	$9,178.00	$812,200 Land $431,000 Building $381,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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