465 Main St, Armonk, NY 10504 Property Records

Westchester County and North Castle Town property record for 465 Main St, Armonk, NY 10504

Property Summary

Property TypeRestaurant
Lot Size0.6 acres (26,136 sqft)
OwnerCompany Name on File
Last Sale$615,000 (Mar 2005)
Tax Bill$33,165 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNCB-A2

Property Details

APN / Parcel Number

Primary APNCB-A2
Alternative APNs
  • 55380000202 0022C01000
  • 553800 108.01-6-73

Exterior

Lot Area26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Account NumberCB-A2
Street Address465 MAIN ST
CityARMONK
StateNY
Zip10504-1813
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeCB-A2
Legal SubdivisionMAP OF PARKWAY MANOR
Legal Block6
Legal Lot Number73.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionNORTH CASTLE
Census Block Group1
Census Block1021
Census Tract12303

Owner

465 Main St, a commercial property, is owned by a company that bought it in March 2005.

Source: Westchester County and North Castle Town records, as of October 21, 2026

Owner of RecordCompany Name on File
Mailing Address37 JOSEPH DR, CARMEL, NY 10512-3800
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Commercial Mortgage
PCSB BANK
Feb 17, 2021Deed of Trust, Mortgage · Commercial Mortgage
PCSB BANK
Nov 15, 2018Deed of Trust, Mortgage
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2005 · Amount on File
Deed SaleMar 24, 2005 · Amount on File
Deed Document Number2005443630058
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address465 MAIN ST, ARMONK, NY 10504-1813
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyBLACKACRE TITLE AGENCY CORPORATION, BLACKACRE TITLE AGENCY CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0610194219
DateFeb 17, 2021
Instrument610194219
Lender
NamePCSB BANK
TypeBank
AddressYORKTOWN HEIGHTS, NY 10598
Agreement
TypeCommercial Mortgage
AmountAmount on Record

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address465 MAIN ST, ARMONK, NY 10504-1813
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyBLACKACRE TITLE AGENCY CORPORATION, BLACKACRE TITLE AGENCY CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0610194218
DateFeb 17, 2021
Instrument610194218
Lender
NamePCSB BANK
TypeBank
AddressYORKTOWN HEIGHTS, NY 10598
Agreement
TypeCommercial Mortgage
AmountAmount on Record

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address465 MAIN ST, ARMONK, NY 10504-1813
Document Number0583193397
Instrument DateNov 15, 2018
Transaction TypeMortgage
Record UpdatedNov 27, 2018
Title CompanyBLACKACRE TITLE AGENCY CORPORATION, BLACKACRE TITLE AGENCY CORP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address465 MAIN ST ARMONK NY 105041813, ARMONK, NY 10504-1813

Mortgage

Document Number0583193397
DateNov 15, 2018
Book Page058319/003397
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressWHITE PLAINS, NY 10603
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 465 Main St was $33,165, down 16.3% from the year before.

Source: Westchester County and North Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionNorth Castle Town
Unified School DistrictByram Hills Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$33,165.00 (-16.31%)
2025$39,630.00$25,200 (-) Land $10,400 Building $14,800$1,555,555 (+11.11%) Land $641,975 Building $913,580
2024$25,200 (-) Land $10,400 Building $14,800$1,400,000 (-8.33%) Land $577,778 Building $822,222
2023$25,200 Land $10,400 Building $14,800$1,527,273 Land $630,303 Building $896,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 465 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims16 (1979–2024)
Claims Outside the SFHA10 of 16
Most Recent ClaimJun 2024 · other causes
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH CASTLE WATER DISTRICT #4
serves 1,225 people · EPA ID NY5922909
Water SourceGroundwater
Last State InspectionMar 2026
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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