465 Luscher Dr, Libby, MT 59923 Property Records

Lincoln County property record for 465 Luscher Dr, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,320 sqft · built 1997
Lot Size	5.05 acres (220,239 sqft)
Owner	2 Trust Names on File
Last Sale	$375,000 (Jul 2026)
Tax Bill	$5,298 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 2 more
APN	`R5614567`

Property Details

APN / Parcel Number

Primary APN	`R5614567`
Alternative APNs	`56-4069-18-1-02-15-0000` `0000013657`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	220,239 sqft (5.05 acres)
Garage Type	Detached
Garage Area	1,350 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000013657
Street Address	465 LUSCHER DR
City	LIBBY
State	MT
Zip	59923-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOG HOME VILLAGE, S18, T29 N, R30 W, LOT 2, ACRES 5.056, PM 5708
Legal Range	30W
Legal Township	29N
Legal Section	18
Legal Subdivision	LOG HOME VILLAGE
Legal Lot Number	2
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	1
Census Block	1227
Census Tract	100

Owner

465 Luscher Dr is held in a trust since July 2026.

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	220 SWISS TRL, LIBBY, MT 59923-7685
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage TITLE ESCROW, FLYING S TITLE & ESCROW
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage TITLE ESCROW, FLYING S TITLE & ESCROW
Jul 30, 2021	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jun 9, 2017	Warranty Deed, Transfer LINCOLN COUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Jul 30, 2021 · Amount on File
Deed Document Number	2026322259
Deed Book / Page	416 / 30
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Recording Date	Jul 30, 2026
Property Address	465 LUSCHER DR, LIBBY, MT 59923-9695
Document Number	0000322260
Book / Page	416 / 31
Instrument Date	Jul 30, 2026
Instrument	2026322260
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	TITLE ESCROW, FLYING S TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SWISS TRL, LIBBY, MT 59923-7685

Mortgage

Document Number	0000322260,
Date	Jul 30, 2026
Book Page	416/31
Instrument	2026322260

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.43%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jul 30, 2026
Property Address	465 LUSCHER DR, LIBBY, MT 59923-9695
Document Number	0000322259
Book / Page	416 / 30
Instrument Date	Jul 29, 2026
Instrument	2026322259
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	TITLE ESCROW, FLYING S TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	220 SWISS TRL, LIBBY, MT 59923-7685

Mortgage

Document Number	0000322259,
Date	Jul 30, 2026
Book Page	416/31
Instrument	2026322259

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.43%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jul 30, 2021
Property Address	465 LUSCHER DR, LIBBY, MT 59923-9695
Document Number	391/424
Book / Page	391 / 424
Instrument Date	Jul 28, 2021
Instrument	294976
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 1080, LIBBY, MT 59923-1080

Mortgage

Document Number	294977
Date	Jul 30, 2021
Instrument	294977

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jun 9, 2017
Property Address	465 LUSCHER DR, LIBBY, MT 59923-9695
Document Number	000367/832
Book / Page	367 / 832
Instrument Date	Mar 24, 2017
Instrument	269105
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	LINCOLN COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	465 LUSCHER DR, LIBBY, MT 59923-9695

Tax Assessment & Valuation

The 2026 property tax bill for 465 Luscher Dr was $5,298, up 144.7% from the year before.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,298.00 (+144.71%)	$600,900 (-)
2025	$2,165.00	$600,900	$600,900 Land $127,195 Building $473,705
2023	$3,349.00	$478,000	$478,000 Land $78,914 Building $399,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 465 Luscher Dr; there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Mar 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Luscher Dr is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 58% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Inland Cellular Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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