465 Hidden Ridge Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 465 Hidden Ridge Rd, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,124 sqft · built 1994
Lot Size	0.285 acres (12,415 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Jan 2026)
Tax Bill	$5,220 (2025)
Deeds & Mortgages	Jan 2026 Sale Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090C1-01-00-14400`

Property Details

APN / Parcel Number

Primary APN	`090C1-01-00-14400`
Alternative APN	`37280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,124 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	12,415 sqft (0.285 acres)
Garage Area	436 sqft

Exterior Amenities

Porch	Slab
Porch Area	175 sqft
Deck Area	152 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	465 HIDDEN RIDGE RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-7244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	MILL CREEK 7 144 PH-II
Legal Subdivision	MILL CREEK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1003
Census Tract	11301

Owner

465 Hidden Ridge Rd is owned and occupied by two individuals who bought it in January 2026.

Source: Albemarle County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	465 HIDDEN RIDGE RD, CHARLOTTESVILLE, VA 22902-7244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jun 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Deed Document Number	2026503
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 16, 2026
Property Address	465 HIDDEN RIDGE RD, CHARLOTTESVILLE, VA 22902-7244
Document Number	202600000503
Map Reference	MB 1336 PG 51-57
Instrument Date	Jan 13, 2026
Instrument	202600000503
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$605.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	465 HIDDEN RIDGE RD, CHARLOTTESVILLE, VA 22902-7244

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	465 HIDDEN RIDGE RD, CHARLOTTESVILLE, VA 22902-7244
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200002252
Date	Feb 23, 2022
Instrument	202200002252

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	465 HIDDEN RIDGE RD, CHARLOTTESVILLE, VA 22902-7244
Document Number	0000006558
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	UNITED SHORE FINANCIAL SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	465 HIDDEN RIDGE RD CHARLOTTESVILLE VA 229027244, CHARLOTTESVILLE, VA 22902-7244

Mortgage

Document Number	0000006558
Date	Jun 15, 2018
Book Page	005060/000078
Instrument	6558

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 465 Hidden Ridge Rd was $5,220.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,600 (+6.29%) Land $220,000 Building $400,600	$620,600 (+6.29%) Land $220,000 Building $400,600
2025	$5,220.00	$583,900 Land $158,400 Building $425,500	$583,900 Land $158,400 Building $425,500
2023	$4,468.00	$523,300 Land $158,400 Building $364,900	$523,300 Land $158,400 Building $364,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 Hidden Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Hidden Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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